Filing Flows › State Street (STT) › Q3 2026
State Street (STT) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 28, 2026
State Street (STT) reported revenue of $4.0B for the third quarter 2026 (Q3 2026), +13% from a year earlier and -1% from the quarter before. Operating margin was 34.7%, net earnings $1.1B (27.2% of revenue).
State Street, Q3 2026: revenue $4.0B (+13% year over year), operating margin 34.7%, net earnings $1.1B, operating cash flow $2.2B. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $4.0B | -1% | +13% |
| Operating profit | $1.4B | -0.1% | +26% |
| Net earnings | $1.1B | +0.6% | +27% |
| Operating cash flow | $2.2B | — | -72% |
| Free cash flow | $1.9B | — | -75% |
What changed
Revenue was $4.0B in Q3 2026, up 13% year over year and down 1% from the previous quarter. Account Servicing was the largest line at 37% of revenue. Net interest income added $0.15B year over year (up 21%), 32% of the total change. Other fee revenue declined 29%.
Operating profit was $1.4B, a 34.7% margin (up 3.6 points year over year). Of the extra revenue versus Q3 2025, 62% reached operating profit, above the 31% margin then. Total costs grew 7% against revenue growth of 13%. The fastest-growing cost line was Sales & marketing (+25%). Net earnings were $1.1B, up 27% year over year. The effective tax rate was 21.5%.
Operating cash flow was $2.2B (down 72% year over year), 206% of net earnings. Working capital and other items added $1.2B. Capital expenditures of $0.34B left free cash flow of $1.9B.
Questions
What was State Street's revenue in the third quarter 2026?
State Street (STT) reported revenue of $4.0B for the third quarter 2026 (Q3 2026), +13% from a year earlier and -1% from the quarter before.
Was State Street profitable in the third quarter 2026?
Operating profit was $1.4B (34.7% of revenue) and net earnings $1.1B.
Source: State Street 10-Q on SEC EDGAR.