Filing Flows › Bancorp (TBBK) › Q3 2026 › vs Q3 2025
Bancorp (TBBK) Q3 2026 vs Q3 2025 (year over year)
Bancorp's revenue rose $1.3M (+0.7%) from $175M in Q3 2025 to $176M in Q3 2026. The biggest changes: Noninterest income +$5.4M (+7%); Net interest income −$4.1M (-4%). Operating margin 40.8% against 41.9% (-1.1 pts).
Bancorp, Q3 2026: revenue $176M (+0.7% year over year), operating margin 40.8%, net earnings $62.8M, operating cash flow $24.8M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 40.8% | 41.9% | -1.1 pts |
| Net margin | 35.7% | 31.5% | +4.2 pts |
| Free cash flow margin | 13.8% | 28.9% | -15.1 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $90.1M | $94.2M | −$4.1M | -4% |
| Noninterest income | $85.8M | $80.4M | $5.4M | +7% |
| Revenue | $176M | $175M | $1.3M | +0.7% |
| Operating profit | $71.7M | $73.2M | −$1.4M | -2% |
| Costs & expenses | $104M | $101M | $2.7M | +3% |
| Pre-tax earnings | $71.7M | $73.2M | −$1.4M | -2% |
| Credit loss provision | $40.6M | $45.1M | −$4.4M | -10% |
| Noninterest expense | $63.5M | $56.4M | $7.1M | +13% |
| Net earnings | $62.8M | $54.9M | $7.9M | +14% |
| Income tax | $8.9M | $18.2M | −$9.3M | -51% |
| Share-based compensation | $4.4M | $5.0M | −$616K | -12% |
| Working capital & other | $42.4M | $8.8M | $33.6M | +383% |
| Operating cash flow | $24.8M | $51.2M | −$26.4M | -52% |
| Free cash flow (OCF − capex) | $24.4M | $50.5M | −$26.2M | -52% |
| Capital expenditures | $401K | $634K | −$233K | -37% |
Questions
How much did Bancorp's revenue grow year over year in Q3 2026?
Bancorp's revenue rose $1.3M (+0.7%) from $175M in Q3 2025 to $176M in Q3 2026.
What drove Bancorp's revenue change in Q3 2026?
Noninterest income +$5.4M (+7%); Net interest income −$4.1M (-4%).