Filing Flows › Bancorp (TBBK) › Q3 2026
Bancorp (TBBK) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Bancorp (TBBK) reported revenue of $176M for the third quarter 2026 (Q3 2026), +0.7% from a year earlier and +8% from the quarter before. Operating margin was 40.8%, net earnings $62.8M (35.7% of revenue).
Bancorp, Q3 2026: revenue $176M (+0.7% year over year), operating margin 40.8%, net earnings $62.8M, operating cash flow $24.8M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $176M | +8% | +0.7% |
| Operating profit | $71.7M | -11% | -2% |
| Net earnings | $62.8M | +4% | +14% |
| Operating cash flow | $24.8M | -29% | -52% |
| Free cash flow | $24.4M | -29% | -52% |
What changed
Revenue was $175.9M in Q3 2026, up 1% year over year and up 8% from the previous quarter. Net interest income was the largest line at 51% of revenue. Noninterest income added $5.4M year over year (up 7%), 425% of the total change. Net interest income declined 4%.
Operating profit was $71.7M, a 40.8% margin (down 1.1 points year over year). Operating profit fell $1.4M even though revenue rose $1.3M versus a year earlier, so costs grew faster than sales. Total costs grew 3% against revenue growth of 1%. The fastest-growing cost line was Noninterest expense (+13%). Net earnings were $62.8M, up 14% year over year. The effective tax rate was 12.5%.
Operating cash flow was $24.8M (down 52% year over year), 39% of net earnings. Non-cash charges added back $4.4M of share-based compensation. Working capital and other items used $42.4M. Capital expenditures of $401K left free cash flow of $24.4M.
Questions
What was Bancorp's revenue in the third quarter 2026?
Bancorp (TBBK) reported revenue of $176M for the third quarter 2026 (Q3 2026), +0.7% from a year earlier and +8% from the quarter before.
Was Bancorp profitable in the third quarter 2026?
Operating profit was $71.7M (40.8% of revenue) and net earnings $62.8M.
Source: Bancorp 10-Q on SEC EDGAR.