Filing Flows › Truist Financial (TFC) › Q3 2026
Truist Financial (TFC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 28, 2026
Truist Financial (TFC) reported revenue of $3.7B for the third quarter 2026 (Q3 2026), -28% from a year earlier and -29% from the quarter before. Operating margin was 23.9%, net earnings $684M (18.3% of revenue).
Truist Financial, Q3 2026: revenue $3.7B (-28% year over year), operating margin 23.9%, net earnings $684M, operating cash flow $1.8B. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $3.7B | -29% | -28% |
| Operating profit | $895M | -51% | -48% |
| Net earnings | $684M | -55% | -49% |
| Operating cash flow | $1.8B | +70% | +18% |
What changed
Revenue was $3.7B in Q3 2026, down 28% year over year and down 29% from the previous quarter. Net interest income was the largest line at 98% of revenue. Noninterest income lost $1.5B year over year (down 95%), 102% of the total change.
Operating profit was $0.90B, a 23.9% margin (down 9.6 points year over year). Total costs fell 17% while revenue fell 28%. Net earnings were $0.68B, down 49% year over year. The effective tax rate was 10.7%.
Operating cash flow was $1.8B (up 18% year over year), 221% of net income including minority interests. Working capital and other items added $1.0B.
Questions
What was Truist Financial's revenue in the third quarter 2026?
Truist Financial (TFC) reported revenue of $3.7B for the third quarter 2026 (Q3 2026), -28% from a year earlier and -29% from the quarter before.
Was Truist Financial profitable in the third quarter 2026?
Operating profit was $895M (23.9% of revenue) and net earnings $684M.
Source: Truist Financial 10-Q on SEC EDGAR.