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United Community Banks (UCB) operating margin by quarter

United Community Banks' operating margin was 53.4% in Q2 2026 (second quarter 2026), +14.2 pts from Q1 2026. Over the last 6 quarters it ranged from 36.8% (Q1 2025) to 53.4% (Q2 2026).

United Community Banks operating margin by quarterUnited Community Banks operating margin by quarter36.8%Q1 202538.6%Q2 202542.6%Q3 202540.5%Q4 202539.2%Q1 202653.4%Q2 2026
QuarterOperating marginQ/QY/Y
Q2 202653.4%+14.2 pts+14.8 pts
Q1 202639.2%-1.3 pts+2.4 pts
Q4 202540.5%-2.2 pts—
Q3 202542.6%+4.0 pts—
Q2 202538.6%+1.8 pts—
Q1 202536.8%——

Q2 2026 at a glance

United Community Banks, Q2 2026: revenue $279M (+7% year over year), operating margin 53.4%, net earnings $116M, operating cash flow $131M. The chart follows the revenue to costs, profit and cash.

Questions

What is United Community Banks' operating margin?

United Community Banks' operating margin was 53.4% in Q2 2026 (second quarter 2026), +14.2 pts from Q1 2026.

How has United Community Banks' operating margin changed?

Over the last 6 quarters it ranged from 36.8% (Q1 2025) to 53.4% (Q2 2026).

Q2 2026 results → · How United Community Banks makes money →