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Union Bankshares (UNB) guidance and outlook

Union Bankshares' 10-Q filed Nov 9, 2026 makes 2 forward-looking statements.

Guidance and outlook

Union Bankshares: what its forward-looking statements are about (10-Q filed 2026-11-09)Union Bankshares: what its forward-looking statements are about (10-Q filed 2026-11-09)Demand1Costs1
2 statements; tone -0.50 (−1 all cautious, +1 all confident); 0 hedged.
Union Bankshares: outlook statements against the filing beforeUnion Bankshares: outlook statements against the filing beforeCautious1

Forward-looking statements, 10-Q filed Nov 9, 2026

Union Bankshares' latest quarter

Union Bankshares, Q3 2026: revenue $15.0M (+3% year over year), operating margin 29.0%, net earnings $3.8M, operating cash flow $2.3M. The chart follows the revenue to costs, profit and cash.

Questions

What does Union Bankshares expect?

Credit loss expense on loans results from net charge-offs, changes to the projected loss drivers, prepayment speeds, curtailments and time to recovery that the Company forecasted over the reasonable and supportable forecast periods and changes in the volume and mix of the loan portfolio. Capital management is designed to maintain an optimum level of capital in a cost-effective structure that meets target regulatory ratios, supports management’s internal assessment of economic capital, funds the Company’s business strategies and builds long-term stockholder value.

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Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.