Filing Flows › Union Bankshares (UNB) › How it makes money
How Union Bankshares (UNB) makes money
Union Bankshares (UNB) made $15.0M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Net interest income brought in $12.1M (81%); Noninterest income brought in $2.8M (19%). Of every dollar of revenue, 29¢ was left as operating profit, 25¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $12.1M | 81.0% | +5% | +9% |
| Noninterest income | $2.8M | 19.0% | -12% | -15% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $15.0M | 100.0% |
| Operating profit | $4.3M | 29.0% |
| Income tax | $573K | 3.8% |
| Net earnings | $3.8M | 25.1% |
| Operating cash flow | $2.3M | 15.5% |
| Free cash flow | $849K | 5.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $15.0M | +3% |
From Union Bankshares' 10-Q filed Nov 9, 2026 (on EDGAR).
Questions
How does Union Bankshares make money?
Union Bankshares (UNB) made $15.0M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Net interest income brought in $12.1M (81%); Noninterest income brought in $2.8M (19%). Of every dollar of revenue, 29¢ was left as operating profit, 25¢ was left as net earnings.
What is Union Bankshares' biggest business?
Net interest income: $12.1M in the third quarter 2026, 81% of revenue, +9% from a year earlier.
What is Union Bankshares' profit margin?
Net earnings were $3.8M, 25.1% of revenue, in the third quarter 2026; the operating margin was 29.0%.
Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.