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UnitedHealth Group (UNH) guidance and outlook
UnitedHealth Group (UNH) raised its guidance on Oct 13, 2026: EPS $20.50 for FY2026. UnitedHealth Group's 10-Q filed Nov 3, 2026 makes 7 forward-looking statements, 0 of them new and 1 no longer said since the filing before.
Guidance and outlook
Latest guidance
| Metric | Period | Range | Change |
|---|---|---|---|
| EPS | FY2026 | $20.50 | raised |
From the earnings release filed Oct 13, 2026 (8-K on EDGAR).
Forward-looking statements, 10-Q filed Nov 3, 2026
- We expect overall spending on health care to continue to grow in the future, due to inflation, medical technology and pharmaceutical advancement, regulatory requirements, demographic trends in the population and national interest in health and well-being.
- To price our health care benefits, products and services, we start with our view of expected future costs, including medical care patterns, the mix and health status of people served, inflation and labor market dynamics.
- We expect broad-based competition to continue as the industry adapts to individual and employer needs.
- As expected and contemplated in our benefits design and pricing, we have continued to observe increased care patterns, health care unit costs and the intensity of services delivered, which are driven by increases in provider pricing and additional services bundled per visit.
- Additionally, we decide annually on a county-by-county basis where we will offer Medicare Advantage plans.
- Given the significant portion of our portfolio held in cash and cash equivalents, we do not anticipate fluctuations in the aggregate fair value of our financial assets to have a material impact on our liquidity or capital position.
- We base our assumptions and estimates primarily on historical experience and consider known and projected trends.
UnitedHealth Group's latest quarter
UnitedHealth Group, Q3 2026: revenue $112.7B (-0.4% year over year), operating margin 5.8%, net earnings $4.1B, operating cash flow $5.1B. The chart follows the revenue to costs, profit and cash.
Questions
Did UnitedHealth Group raise or lower its guidance?
UnitedHealth Group (UNH) raised its guidance on Oct 13, 2026: EPS $20.50 for FY2026.
What does UnitedHealth Group expect?
We expect overall spending on health care to continue to grow in the future, due to inflation, medical technology and pharmaceutical advancement, regulatory requirements, demographic trends in the population and national interest in health and well-being. To price our health care benefits, products and services, we start with our view of expected future costs, including medical care patterns, the mix and health status of people served, inflation and labor market dynamics. We expect broad-based competition to continue as the industry adapts to individual and employer needs.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.