Filing Flows › UnitedHealth Group (UNH) › Stock forecast & fair value
UnitedHealth Group (UNH) stock forecast and fair value
UnitedHealth Group (UNH) trades at $394.15. 25 analysts' median price target is $490.00 (+24%), from $380.00 to $531.00. Across 16 valuation methods the middle fair value is $304.37 (-23%).
Fair value by method
| Method | Low | Point | High | vs price |
|---|---|---|---|---|
| P/E vs peers | $278.92 | $432.45 | $804.83 | +10% |
| P/E vs peers, weighted | $233.61 | $315.82 | $432.66 | -20% |
| P/E vs peers, matched | $223.21 | $282.37 | $404.86 | -28% |
| Residual income | $146.52 | $152.19 | $158.19 | -61% |
| P/B vs ROE (insurer peers) | $81.98 | $248.80 | $415.62 | -37% |
| Analysts' price targets | $380.00 | $476.64 | $531.00 | +21% |
| Our model (Rotation forecast) | $244.89 | $382.40 | $597.13 | -3% |
| Shareholder yield (dividends + buybacks) | $253.86 | $304.37 | $379.97 | -23% |
| Justified P/B (Gordon growth) | $286.70 | $368.01 | $513.72 | -7% |
| Dividend discount (Gordon) | $201.67 | $258.87 | $361.37 | -34% |
UnitedHealth Group's latest quarter
UnitedHealth Group, Q3 2026: revenue $112.7B (-0.4% year over year), operating margin 5.8%, net earnings $4.1B, operating cash flow $5.1B. The chart follows the revenue to costs, profit and cash.
Questions
What is the price target for UNH stock?
The median of 25 analysts' 12-month targets is $490.00, +24% from $394.15; the range is $380.00 to $531.00. The average rating is buy.
What is UnitedHealth Group's fair value?
The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $152.19 and $476.64, with a middle value of $304.37 against a price of $394.15. Each method's assumptions are on the page.
Does UnitedHealth Group usually beat earnings estimates?
It beat the consensus EPS estimate in 100% of the quarters on record.
Is UNH stock a buy?
Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.