Filing Flows › Upbound Group (UPBD) › Q2 2026 › vs Q2 2025
Upbound Group (UPBD) Q2 2026 vs Q2 2025 (year over year)
Upbound Group's revenue rose $5.9M (+0.5%) from $1.2B in Q2 2025 to $1.2B in Q2 2026. The biggest changes: Brigit +$19.3M (+37%); Acima −$15.4M (-2%); Mexico +$2.8M (+14%). Gross margin 51.1% against 49.4% (+1.7 pts).
Upbound Group, Q2 2026: revenue $1.2B (+0.5% year over year), operating margin 4.7%, net earnings $21.6M, operating cash flow $123M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Gross margin | 51.1% | 49.4% | +1.7 pts |
| Operating margin | 4.7% | 4.4% | +0.3 pts |
| Net margin | 1.9% | 1.3% | +0.5 pts |
| Free cash flow margin | 9.3% | 0.7% | +8.6 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Acima | $604M | $619M | −$15.4M | -2% |
| Rent A Center | $466M | $467M | −$740K | -0.2% |
| Brigit | $71.1M | $51.9M | $19.3M | +37% |
| Mexico | $22.4M | $19.6M | $2.8M | +14% |
| Revenue | $1.2B | $1.2B | $5.9M | +0.5% |
| Gross profit | $595M | $572M | $23.0M | +4% |
| Cost of revenue | $569M | $586M | −$17.1M | -3% |
| Operating profit | $54.3M | $50.7M | $3.5M | +7% |
| Operating expenses | $541M | $521M | $19.5M | +4% |
| Pre-tax earnings | $29.3M | $22.8M | $6.4M | +28% |
| Other expense, net | $25.0M | $27.9M | −$2.9M | -10% |
| General & admin | $59.7M | $63.4M | −$3.7M | -6% |
| Other operating costs | $481M | $458M | $23.2M | +5% |
| Net earnings | $21.6M | $15.5M | $6.1M | +39% |
| Income tax | $7.7M | $7.4M | $310K | +4% |
| Depreciation & amortization | $35.1M | $34.1M | $984K | +3% |
| Share-based compensation | $17.5M | $11.4M | $6.1M | +54% |
| Working capital & other | $49.1M | −$34.9M | $84.0M | — |
| Operating cash flow | $123M | $26.1M | $97.2M | +373% |
| Free cash flow (OCF − capex) | $108M | $7.8M | $100M | 14× |
| Capital expenditures | $15.5M | $18.2M | −$2.7M | -15% |
Questions
How much did Upbound Group's revenue grow year over year in Q2 2026?
Upbound Group's revenue rose $5.9M (+0.5%) from $1.2B in Q2 2025 to $1.2B in Q2 2026.
What drove Upbound Group's revenue change in Q2 2026?
Brigit +$19.3M (+37%); Acima −$15.4M (-2%); Mexico +$2.8M (+14%).