Filing Flows › Upbound Group (UPBD) › Q2 2026
Upbound Group (UPBD) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 31, 2026
Upbound Group (UPBD) reported revenue of $1.2B for the second quarter 2026 (Q2 2026), +0.5% from a year earlier and -5% from the quarter before. Operating margin was 4.7%, net earnings $21.6M (1.9% of revenue).
Upbound Group, Q2 2026: revenue $1.2B (+0.5% year over year), operating margin 4.7%, net earnings $21.6M, operating cash flow $123M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.2B | -5% | +0.5% |
| Gross profit | $595M | +1% | +4% |
| Operating profit | $54.3M | -30% | +7% |
| Net earnings | $21.6M | -40% | +39% |
| Operating cash flow | $123M | -28% | +373% |
| Free cash flow | $108M | -30% | 14× |
What changed
Revenue was $1.2B in Q2 2026, up 1% year over year and down 5% from the previous quarter. Acima was the largest line at 52% of revenue. Brigit added $0.02B year over year (up 37%), 327% of the total change. Acima declined 2%.
Gross margin was 51.1%, up 1.7 points from Q2 2025. Operating profit was $0.05B, a 4.7% margin (up 0.3 points year over year). Of the extra revenue versus Q2 2025, 60% reached operating profit, above the 4% margin then. Operating expenses grew 4% against revenue growth of 1%. Net earnings were $0.02B, up 39% year over year. The effective tax rate was 26.2%.
Operating cash flow was $0.12B (up 373% year over year), 571% of net earnings. Non-cash charges added back $0.04B of depreciation and amortization and $0.02B of share-based compensation. Working capital and other items added $0.05B. Capital expenditures of $0.02B left free cash flow of $0.11B.
Questions
What was Upbound Group's revenue in the second quarter 2026?
Upbound Group (UPBD) reported revenue of $1.2B for the second quarter 2026 (Q2 2026), +0.5% from a year earlier and -5% from the quarter before.
Was Upbound Group profitable in the second quarter 2026?
Operating profit was $54.3M (4.7% of revenue) and net earnings $21.6M.
Source: Upbound Group 10-Q on SEC EDGAR.