Filing Flows › Upbound Group (UPBD) › How it makes money
How Upbound Group (UPBD) makes money
Upbound Group (UPBD) made $1.1B of revenue in the third quarter 2026 (Q3 2026), -2% from a year earlier. Acima brought in $585M (51%); Rent A Center brought in $459M (40%); Brigit brought in $78.8M (7%). Of every dollar of revenue, 51¢ was left as gross profit, 6¢ was left as operating profit, 3¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Acima | $585M | 51.0% | -3% | -6% |
| Rent A Center | $459M | 40.1% | -2% | -0.4% |
| Brigit | $78.8M | 6.9% | +11% | +37% |
| Mexico | $23.6M | 2.1% | +6% | +14% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $1.1B | 100.0% |
| Cost of revenue | $566M | 49.4% |
| Gross profit | $580M | 50.6% |
| Operating expenses | $509M | 44.4% |
| Operating profit | $71.2M | 6.2% |
| Income tax | $12.5M | 1.1% |
| Net earnings | $34.3M | 3.0% |
| Operating cash flow | $163M | 14.2% |
| Free cash flow | $147M | 12.8% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $1.1B | -2% |
| Q2 2026 | $1.2B | +0.5% |
| Q1 2026 | $1.2B | +4% |
| Q4 2025 | $1.2B | +11% |
| Q3 2025 | $1.2B | +9% |
| Q2 2025 | $1.2B | +8% |
| Q1 2025 | $1.2B | +7% |
From Upbound Group's 10-Q filed Oct 30, 2026 (on EDGAR).
Questions
How does Upbound Group make money?
Upbound Group (UPBD) made $1.1B of revenue in the third quarter 2026 (Q3 2026), -2% from a year earlier. Acima brought in $585M (51%); Rent A Center brought in $459M (40%); Brigit brought in $78.8M (7%). Of every dollar of revenue, 51¢ was left as gross profit, 6¢ was left as operating profit, 3¢ was left as net earnings.
What is Upbound Group's biggest business?
Acima: $585M in the third quarter 2026, 51% of revenue, -6% from a year earlier.
What is Upbound Group's profit margin?
Net earnings were $34.3M, 3.0% of revenue, in the third quarter 2026; the operating margin was 6.2%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.