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Upstart Holdings (UPST) earnings: beat the estimate

Upstart Holdings (UPST) reported on Nov 3, 2026 and beat the EPS estimate: $0.65 against $0.65 (+0.4%). Revenue was $371M for Q3 2026, +34% year over year. It beat the EPS estimate in 80% of the quarters on record.

Last result+0.4% vs estimate
Beat rate80%

The last report

Upstart Holdings reported revenue of $371M for the third quarter 2026 (+34% Y/Y), net earnings $36.6M. How it makes money → · Every quarter →

Upstart Holdings: EPS against the estimate, last 5 reportsUpstart Holdings: EPS against the estimate, last 5 reportsEstimateReported$0.42$0.52Nov 25$0.46$0.50Feb 26$0.43$0.30May 26$0.55$0.57Aug 26$0.65$0.65Nov 26
Latest (Nov 26): Estimate $0.65, Reported $0.65.
UPST: the stock's move on each reportUPST: the stock's move on each reportAug 4, 2026+2.6%May 5, 2026-10.5%Feb 10, 2026-14.8%Nov 4, 2025-12.2%

Upstart Holdings' latest quarter

Upstart Holdings, Q3 2026: revenue $371M (+34% year over year), operating margin 9.7%, net earnings $36.6M, operating cash flow −$19.8M. The chart follows the revenue to costs, profit and cash.

Questions

Did Upstart Holdings beat earnings?

Upstart Holdings (UPST) reported on Nov 3, 2026 and beat the EPS estimate: $0.65 against $0.65 (+0.4%).

When does UPST report earnings?

The next date is not set yet.

Does Upstart Holdings usually beat earnings?

It beat the consensus EPS estimate in 80% of the quarters on record.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.