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Who owns Upstart Holdings (UPST) stock

335 funds reported Upstart Holdings (UPST) shares in their latest 13F filings, worth $2.3B in all. The largest holder is Vanguard Group ($353M). Last quarter 170 funds added to their stakes and 124 cut them.

Largest holders of UPST (13F)Largest holders of UPST (13F)Vanguard Group$353MBlackRock$279MVanguard Portfolio Management LLC$132MVanguard Capital Management LLC$131MMorgan Stanley$85.6MGoldman Sachs Group$84.9MMarshall Wace, LLP$84.0MGeode Capital Management, LLC$79.0MState Street$75.1MClear Street Group$64.8M

Largest holders (13F)

FundSharesValueChangeQuarter
Vanguard Group8,073,659$353Mdecrease2025-12-31
BlackRock7,878,717$279Mincrease2026-06-30
Vanguard Portfolio Management LLC3,739,758$132Mdecrease2026-06-30
Vanguard Capital Management LLC3,698,553$131Mdecrease2026-06-30
Morgan Stanley2,414,712$85.6Mdecrease2026-06-30
Goldman Sachs Group2,395,222$84.9Mincrease2026-06-30
Marshall Wace, LLP2,370,690$84.0Mdecrease2026-06-30
Geode Capital Management, LLC2,228,631$79.0Mincrease2026-06-30
State Street2,118,467$75.1Mincrease2026-06-30
Clear Street Group1,829,063$64.8Mincrease2026-06-30
Bank of America1,512,356$53.6Mincrease2026-06-30
UBS Group AG1,503,436$53.3Mincrease2026-06-30
Citigroup1,135,682$40.2Mincrease2026-06-30
Baillie Gifford1,083,157$38.4Mdecrease2026-06-30
Dimensional Fund Advisors LP1,059,769$37.5Mincrease2026-06-30

Upstart Holdings' latest quarter

Upstart Holdings, Q3 2026: revenue $371M (+34% year over year), operating margin 9.7%, net earnings $36.6M, operating cash flow −$19.8M. The chart follows the revenue to costs, profit and cash.

Questions

Who owns the most UPST stock?

By the latest 13F filings: Vanguard Group ($353M); BlackRock ($279M); Vanguard Portfolio Management LLC ($132M); Vanguard Capital Management LLC ($131M); Morgan Stanley ($85.6M).

What is the short interest in UPST?

26,885,428 shares were sold short at the 2026-10-15 settlement, -5.9% of the float.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.