Filing Flows › Universal Insurance Holdings (UVE) › Operating margin
Universal Insurance Holdings (UVE) operating margin by quarter
Universal Insurance Holdings' operating margin was 16.4% in Q3 2026 (third quarter 2026), -2.7 pts from Q2 2026. Over the last 7 quarters it ranged from 12.0% (Q2 2025) to 22.1% (Q4 2025).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 16.4% | -2.7 pts | +2.9 pts |
| Q2 2026 | 19.1% | +0.5 pts | +7.1 pts |
| Q1 2026 | 18.6% | -3.5 pts | +4.2 pts |
| Q4 2025 | 22.1% | +8.5 pts | — |
| Q3 2025 | 13.6% | +1.6 pts | — |
| Q2 2025 | 12.0% | -2.5 pts | — |
| Q1 2025 | 14.5% | — | — |
Q3 2026 at a glance
Universal Insurance Holdings, Q3 2026: revenue $439M (+10% year over year), operating margin 16.4%, net earnings $52.5M, operating cash flow $83.0M. The chart follows the revenue to costs, profit and cash.
Questions
What is Universal Insurance Holdings' operating margin?
Universal Insurance Holdings' operating margin was 16.4% in Q3 2026 (third quarter 2026), -2.7 pts from Q2 2026.
How has Universal Insurance Holdings' operating margin changed?
Over the last 7 quarters it ranged from 12.0% (Q2 2025) to 22.1% (Q4 2025).
Q3 2026 results → · How Universal Insurance Holdings makes money →