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How Universal Insurance Holdings (UVE) makes money
Universal Insurance Holdings (UVE) made $439M of revenue in the third quarter 2026 (Q3 2026), +10% from a year earlier. Of every dollar of revenue, 16¢ was left as operating profit, 12¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $439M | 100.0% |
| Operating profit | $72.2M | 16.4% |
| Income tax | $17.6M | 4.0% |
| Net earnings | $52.5M | 12.0% |
| Operating cash flow | $83.0M | 18.9% |
| Free cash flow | $82.0M | 18.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $439M | +10% |
| Q2 2026 | $427M | +7% |
| Q1 2026 | $394M | -0.3% |
| Q4 2025 | $408M | +6% |
| Q3 2025 | $401M | +4% |
| Q2 2025 | $400M | +5% |
| Q1 2025 | $395M | +7% |
From Universal Insurance Holdings' 10-Q filed Oct 29, 2026 (on EDGAR).
Questions
How does Universal Insurance Holdings make money?
Universal Insurance Holdings (UVE) made $439M of revenue in the third quarter 2026 (Q3 2026), +10% from a year earlier. Of every dollar of revenue, 16¢ was left as operating profit, 12¢ was left as net earnings.
What is Universal Insurance Holdings' profit margin?
Net earnings were $52.5M, 12.0% of revenue, in the third quarter 2026; the operating margin was 16.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.