Filing Flows › Universal Insurance Holdings (UVE) › Stock forecast & fair value
Universal Insurance Holdings (UVE) stock forecast and fair value
Universal Insurance Holdings (UVE) trades at $46.75. One analyst's price target is $51.00 (+9%). Across 15 valuation methods the middle fair value is $62.69 (+34%).
Fair value by method
| Method | Low | Point | High | vs price |
|---|---|---|---|---|
| P/E vs peers | $65.69 | $90.83 | $109.33 | +94% |
| P/E vs peers, weighted | $83.04 | $99.09 | $113.86 | +112% |
| P/E vs peers, matched | $72.43 | $96.05 | $127.16 | +105% |
| Residual income | $51.01 | $53.04 | $55.20 | +13% |
| P/B vs ROE (insurer peers) | $41.45 | $72.88 | $104.31 | +56% |
| Analysts' price targets | $51.00 | $51.00 | $51.00 | +9% |
| Shareholder yield (dividends + buybacks) | $25.78 | $30.87 | $38.46 | -34% |
| Justified P/B (Gordon growth) | $155.36 | $198.91 | $276.39 | +325% |
| Dividend discount (Gordon) | $17.29 | $22.14 | $30.77 | -53% |
| Stage-weighted value (financial (bank / insurer)) | $64.74 | $85.68 | $113.03 | +83% |
Universal Insurance Holdings' latest quarter
Universal Insurance Holdings, Q3 2026: revenue $439M (+10% year over year), operating margin 16.4%, net earnings $52.5M, operating cash flow $83.0M. The chart follows the revenue to costs, profit and cash.
Questions
What is the price target for UVE stock?
One analyst's 12-month target is $51.00, +9% from $46.75. The average rating is hold.
What is Universal Insurance Holdings' fair value?
The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $20.98 and $198.91, with a middle value of $62.69 against a price of $46.75. Each method's assumptions are on the page.
Does Universal Insurance Holdings usually beat earnings estimates?
It beat the consensus EPS estimate in 100% of the quarters on record.
Is UVE stock a buy?
Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.