Filing Flows › Universal Insurance Holdings (UVE) › Q1 2026
Universal Insurance Holdings (UVE) Q1 2026 earnings results (first quarter 2026)
10-Q filed Apr 29, 2026
Universal Insurance Holdings (UVE) reported revenue of $394M for the first quarter 2026 (Q1 2026), -0.3% from a year earlier and -4% from the quarter before. Operating margin was 18.6%, net earnings $54.3M (13.8% of revenue).
Universal Insurance Holdings, Q1 2026: revenue $394M (-0.3% year over year), operating margin 18.6%, net earnings $54.3M, operating cash flow $155M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $394M | -4% | -0.3% |
| Operating profit | $73.3M | -19% | +28% |
| Net earnings | $54.3M | -18% | +31% |
| Operating cash flow | $155M | +494% | -17% |
| Free cash flow | $153M | +513% | -17% |
What changed
Revenue was $393.6M in Q1 2026, roughly flat year over year and down 4% from the previous quarter.
Operating profit was $73.3M, a 18.6% margin (up 4.2 points year over year). Total costs fell 5% while revenue was flat. Net earnings were $54.3M, up 31% year over year. The effective tax rate was 24.3%.
Operating cash flow was $154.8M (down 17% year over year), 285% of net earnings. Non-cash charges added back $51K of depreciation. Working capital and other items added $100.5M. Capital expenditures of $1.6M left free cash flow of $153.2M.
Questions
What was Universal Insurance Holdings' revenue in the first quarter 2026?
Universal Insurance Holdings (UVE) reported revenue of $394M for the first quarter 2026 (Q1 2026), -0.3% from a year earlier and -4% from the quarter before.
Was Universal Insurance Holdings profitable in the first quarter 2026?
Operating profit was $73.3M (18.6% of revenue) and net earnings $54.3M.