Filing Flows › Universal Insurance Holdings (UVE) › Q2 2026
Universal Insurance Holdings (UVE) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 30, 2026
Universal Insurance Holdings (UVE) reported revenue of $427M for the second quarter 2026 (Q2 2026), +7% from a year earlier and +9% from the quarter before. Operating margin was 19.1%, net earnings $59.2M (13.9% of revenue).
Universal Insurance Holdings, Q2 2026: revenue $427M (+7% year over year), operating margin 19.1%, net earnings $59.2M, operating cash flow $101M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $427M | +9% | +7% |
| Operating profit | $81.6M | +11% | +70% |
| Net earnings | $59.2M | +9% | +69% |
| Operating cash flow | $101M | -35% | -5% |
| Free cash flow | $100M | -35% | -5% |
What changed
Revenue was $427.0M in Q2 2026, up 7% year over year and up 9% from the previous quarter.
Operating profit was $81.6M, a 19.1% margin (up 7.1 points year over year). Of the extra revenue versus Q2 2025, 125% reached operating profit, above the 12% margin then. Total costs fell 2% while revenue rose 7%. Net earnings were $59.2M, up 69% year over year. The effective tax rate was 25.7%.
Operating cash flow was $101.1M (down 5% year over year), 171% of net earnings. Non-cash charges added back $52K of depreciation. Working capital and other items added $41.8M. Capital expenditures of $902K left free cash flow of $100.2M.
Questions
What was Universal Insurance Holdings' revenue in the second quarter 2026?
Universal Insurance Holdings (UVE) reported revenue of $427M for the second quarter 2026 (Q2 2026), +7% from a year earlier and +9% from the quarter before.
Was Universal Insurance Holdings profitable in the second quarter 2026?
Operating profit was $81.6M (19.1% of revenue) and net earnings $59.2M.