Filing Flows › Universal Insurance Holdings (UVE) › Q2 2026 › vs Q2 2025
Universal Insurance Holdings (UVE) Q2 2026 vs Q2 2025 (year over year)
Universal Insurance Holdings's revenue rose $26.9M (+7%) from $400M in Q2 2025 to $427M in Q2 2026. Operating margin 19.1% against 12.0% (+7.1 pts).
Universal Insurance Holdings, Q2 2026: revenue $427M (+7% year over year), operating margin 19.1%, net earnings $59.2M, operating cash flow $101M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 19.1% | 12.0% | +7.1 pts |
| Net margin | 13.9% | 8.8% | +5.1 pts |
| Free cash flow margin | 23.5% | 26.3% | -2.8 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $427M | $400M | $26.9M | +7% |
| Operating profit | $81.6M | $48.0M | $33.6M | +70% |
| Costs & expenses | $345M | $352M | −$6.7M | -2% |
| Pre-tax earnings | $79.6M | $46.4M | $33.2M | +72% |
| Other expense, net | $2.0M | $1.6M | $387K | +24% |
| Net earnings | $59.2M | $35.1M | $24.1M | +69% |
| Income tax | $20.4M | $11.3M | $9.1M | +81% |
| Depreciation | $52K | $75K | −$23K | -31% |
| Working capital & other | $41.8M | $71.1M | −$29.2M | -41% |
| Operating cash flow | $101M | $106M | −$5.1M | -5% |
| Free cash flow (OCF − capex) | $100M | $105M | −$5.1M | -5% |
| Capital expenditures | $902K | $977K | −$75K | -8% |
Questions
How much did Universal Insurance Holdings's revenue grow year over year in Q2 2026?
Universal Insurance Holdings's revenue rose $26.9M (+7%) from $400M in Q2 2025 to $427M in Q2 2026. Operating margin 19.1% against 12.0% (+7.1 pts).