Filing Flows › Univest Financial (UVSP) › Q2 2025
Univest Financial (UVSP) Q2 2025 earnings results (second quarter 2025)
10-Q filed Jul 29, 2025
Univest Financial (UVSP) reported revenue of $81.0M for the second quarter 2025 (Q2 2025), +13% from a year earlier and +2% from the quarter before. Operating margin was 30.9%, net earnings $20.0M (24.7% of revenue).
Univest Financial, Q2 2025: revenue $81.0M (+12% year over year), operating margin 30.9%, net earnings $20.0M, operating cash flow $23.3M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $81.0M | +2% | +13% |
| Operating profit | $25.0M | -9% | +11% |
| Net earnings | $20.0M | -11% | +10% |
| Operating cash flow | $23.3M | +49% | — |
| Free cash flow | $21.9M | +60% | — |
What changed
Revenue was $81.0M in Q2 2025, up 13% year over year and up 2% from the previous quarter.
Operating profit was $25.0M, a 30.9% margin (down 0.5 points year over year). Of the extra revenue versus a year earlier, 27% reached operating profit, below the 31% margin then. Total costs grew 13% against revenue growth of 13%. The fastest-growing cost line was Other operating costs (+14%). Net earnings were $20.0M, up 10% year over year. The effective tax rate was 20.1%.
Operating cash flow was $23.3M, 116% of net earnings. Non-cash charges added back $1.2M of share-based compensation. Working capital and other items added $2.1M. Capital expenditures of $1.3M left free cash flow of $21.9M.
Questions
What was Univest Financial's revenue in the second quarter 2025?
Univest Financial (UVSP) reported revenue of $81.0M for the second quarter 2025 (Q2 2025), +13% from a year earlier and +2% from the quarter before.
Was Univest Financial profitable in the second quarter 2025?
Operating profit was $25.0M (30.9% of revenue) and net earnings $20.0M.
Source: Univest Financial 10-Q on SEC EDGAR.