Filing Flows › Univest Financial (UVSP) › Q3 2025
Univest Financial (UVSP) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 24, 2025
Univest Financial (UVSP) reported revenue of $83.2M for the third quarter 2025 (Q3 2025), +13% from a year earlier and +3% from the quarter before. Operating margin was 38.5%, net earnings $25.6M (30.8% of revenue).
Univest Financial, Q3 2025: revenue $83.2M (+14% year over year), operating margin 38.5%, net earnings $25.6M, operating cash flow $32.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $83.2M | +3% | +13% |
| Operating profit | $32.1M | +28% | +37% |
| Net earnings | $25.6M | +28% | +38% |
| Operating cash flow | $32.0M | +38% | -18% |
| Free cash flow | $31.4M | +43% | -18% |
What changed
Revenue was $83.2M in Q3 2025, up 13% year over year and up 3% from the previous quarter.
Operating profit was $32.1M, a 38.5% margin (up 6.6 points year over year). Of the extra revenue versus a year earlier, 88% reached operating profit, above the 32% margin then. Total costs grew 2% against revenue growth of 13%. Net earnings were $25.6M, up 38% year over year. The effective tax rate was 20.0%.
Operating cash flow was $32.0M (down 18% year over year), 125% of net earnings. Non-cash charges added back $1.1M of share-based compensation. Working capital and other items added $5.2M. Capital expenditures of $622K left free cash flow of $31.4M.
Questions
What was Univest Financial's revenue in the third quarter 2025?
Univest Financial (UVSP) reported revenue of $83.2M for the third quarter 2025 (Q3 2025), +13% from a year earlier and +3% from the quarter before.
Was Univest Financial profitable in the third quarter 2025?
Operating profit was $32.1M (38.5% of revenue) and net earnings $25.6M.
Source: Univest Financial 10-Q on SEC EDGAR.