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Filing Flows › Univest Financial (UVSP) › Q3 2026 › vs Q2 2026

Univest Financial (UVSP) Q3 2026 vs Q2 2026 (quarter over quarter)

Univest Financial's revenue rose $5.7M (+7%) from $84.4M in Q2 2026 to $90.0M in Q3 2026. Operating margin 30.0% against 33.9% (-3.8 pts).

Univest Financial, Q3 2026: revenue $90.0M (+8% year over year), operating margin 30.0%, net earnings $21.6M, operating cash flow $46.4M. The chart draws each line against Q2 2026, the increases inside each band.

Univest Financial: what changed, Q3 2026 vs Q2 2026Univest Financial: what changed, Q3 2026 vs Q2 2026Working capital & other$23.8MOperating cash flow$22.4MFree cash flow (OCF − capex)$22.3MOther operating costs$7.4MCosts & expenses$7.2MOperating profit−$1.5MPre-tax earnings−$1.5MNet earnings−$1.4MSales & marketing−$202KIncome tax−$142K

Margins

Q3 2026Q2 2026Change
Operating margin30.0%33.9%-3.8 pts
Net margin24.0%27.2%-3.3 pts
Free cash flow margin50.2%27.1%+23.1 pts

Every line

LineQ3 2026Q2 2026Change%
Revenue$90.0M$84.4M$5.7M+7%
Operating profit$27.0M$28.6M−$1.5M-5%
Costs & expenses$63.0M$55.8M$7.2M+13%
Pre-tax earnings$27.0M$28.6M−$1.5M-5%
Sales & marketing$786K$988K−$202K-20%
Other operating costs$62.2M$54.8M$7.4M+14%
Net earnings$21.6M$23.0M−$1.4M-6%
Income tax$5.5M$5.6M−$142K-3%
Share-based compensation$1.3M$1.3M$2K+0.1%
Working capital & other$23.5M−$335K$23.8M—
Operating cash flow$46.4M$24.0M$22.4M+94%
Free cash flow (OCF − capex)$45.2M$22.9M$22.3M+98%
Capital expenditures$1.2M$1.1M$106K+10%

Questions

How much did Univest Financial's revenue grow quarter over quarter in Q3 2026?

Univest Financial's revenue rose $5.7M (+7%) from $84.4M in Q2 2026 to $90.0M in Q3 2026. Operating margin 30.0% against 33.9% (-3.8 pts).

Q3 2026 results → · Compare in the interactive Sankey →