Filing Flows › Univest Financial (UVSP) › Q3 2026
Univest Financial (UVSP) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Univest Financial (UVSP) reported revenue of $90.0M for the third quarter 2026 (Q3 2026), +8% from a year earlier and +7% from the quarter before. Operating margin was 30.0%, net earnings $21.6M (24.0% of revenue).
Univest Financial, Q3 2026: revenue $90.0M (+8% year over year), operating margin 30.0%, net earnings $21.6M, operating cash flow $46.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $90.0M | +7% | +8% |
| Operating profit | $27.0M | -5% | -16% |
| Net earnings | $21.6M | -6% | -16% |
| Operating cash flow | $46.4M | +94% | +45% |
| Free cash flow | $45.2M | +98% | +44% |
What changed
Revenue was $90.0M in Q3 2026, up 8% year over year and up 7% from the previous quarter.
Operating profit was $27.0M, a 30.0% margin (down 8.5 points year over year). Operating profit fell $5.0M even though revenue rose $6.8M versus Q3 2025, so costs grew faster than sales. Total costs grew 23% against revenue growth of 8%. The fastest-growing cost line was Sales & marketing (+143%). Net earnings were $21.6M, down 16% year over year. The effective tax rate was 20.2%.
Operating cash flow was $46.4M (up 45% year over year), 215% of net earnings. Non-cash charges added back $1.3M of share-based compensation. Working capital and other items added $23.5M. Capital expenditures of $1.2M left free cash flow of $45.2M.
Questions
What was Univest Financial's revenue in the third quarter 2026?
Univest Financial (UVSP) reported revenue of $90.0M for the third quarter 2026 (Q3 2026), +8% from a year earlier and +7% from the quarter before.
Was Univest Financial profitable in the third quarter 2026?
Operating profit was $27.0M (30.0% of revenue) and net earnings $21.6M.
Source: Univest Financial 10-Q on SEC EDGAR.