Filing Flows › Univest Financial (UVSP) › Q3 2026 › vs Q3 2025
Univest Financial (UVSP) Q3 2026 vs Q3 2025 (year over year)
Univest Financial's revenue rose $6.8M (+8%) from $83.2M in Q3 2025 to $90.0M in Q3 2026. Operating margin 30.0% against 38.5% (-8.5 pts).
Univest Financial, Q3 2026: revenue $90.0M (+8% year over year), operating margin 30.0%, net earnings $21.6M, operating cash flow $46.4M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 30.0% | 38.5% | -8.5 pts |
| Net margin | 24.0% | 30.8% | -6.8 pts |
| Free cash flow margin | 50.2% | 37.7% | +12.6 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $90.0M | $83.2M | $6.8M | +8% |
| Operating profit | $27.0M | $32.1M | −$5.0M | -16% |
| Costs & expenses | $63.0M | $51.2M | $11.8M | +23% |
| Pre-tax earnings | $27.0M | $32.1M | −$5.0M | -16% |
| Sales & marketing | $786K | $323K | $463K | +143% |
| Other operating costs | $62.2M | $50.9M | $11.3M | +22% |
| Net earnings | $21.6M | $25.6M | −$4.1M | -16% |
| Income tax | $5.5M | $6.4M | −$959K | -15% |
| Share-based compensation | $1.3M | $1.1M | $199K | +17% |
| Working capital & other | $23.5M | $5.2M | $18.3M | +352% |
| Operating cash flow | $46.4M | $32.0M | $14.4M | +45% |
| Free cash flow (OCF − capex) | $45.2M | $31.4M | $13.9M | +44% |
| Capital expenditures | $1.2M | $622K | $550K | +88% |
Questions
How much did Univest Financial's revenue grow year over year in Q3 2026?
Univest Financial's revenue rose $6.8M (+8%) from $83.2M in Q3 2025 to $90.0M in Q3 2026. Operating margin 30.0% against 38.5% (-8.5 pts).