Filing Flows › Wafd (WAFD) › Q3 FY26 › vs Q2 FY26
Wafd (WAFD) Q3 FY26 vs Q2 FY26 (quarter over quarter)
Wafd's revenue rose $8.1M (+4%) from $197M in Q2 FY26 to $206M in Q3 FY26. Operating margin 41.0% against 42.5% (-1.4 pts).
Wafd, Q3 FY26: revenue $206M (+10% year over year), operating margin 41.0%, net earnings $66.1M, operating cash flow $70.3M. The chart draws each line against Q2 FY26, the increases inside each band.
Margins
| Q3 FY26 | Q2 FY26 | Change | |
|---|---|---|---|
| Operating margin | 41.0% | 42.5% | -1.4 pts |
| Net margin | 32.2% | 33.2% | -1.0 pts |
| Free cash flow margin | 30.8% | 34.4% | -3.6 pts |
Every line
| Line | Q3 FY26 | Q2 FY26 | Change | % |
|---|---|---|---|---|
| Revenue | $206M | $197M | $8.1M | +4% |
| Operating profit | $84.3M | $83.8M | $543K | +0.6% |
| Costs & expenses | $121M | $114M | $7.6M | +7% |
| Pre-tax earnings | $84.3M | $83.8M | $543K | +0.6% |
| Noninterest expense | $110M | $110M | $477K | +0.4% |
| Other operating costs | $10.8M | $3.7M | $7.1M | +191% |
| Net earnings | $66.1M | $65.5M | $582K | +0.9% |
| Income tax | $18.2M | $18.3M | −$39K | -0.2% |
| Depreciation & amortization | $6.0M | $8.6M | −$2.5M | -30% |
| Share-based compensation | $2.4M | $3.4M | −$1.1M | -31% |
| Working capital & other | $4.3M | −$1.8M | $6.1M | — |
| Operating cash flow | $70.3M | $79.4M | −$9.1M | -11% |
| Free cash flow (OCF − capex) | $63.4M | $68.0M | −$4.6M | -7% |
| Capital expenditures | $6.9M | $11.4M | −$4.5M | -39% |
Questions
How much did Wafd's revenue grow quarter over quarter in Q3 FY26?
Wafd's revenue rose $8.1M (+4%) from $197M in Q2 FY26 to $206M in Q3 FY26. Operating margin 41.0% against 42.5% (-1.4 pts).