Filing Flows › Wafd (WAFD) › Q3 FY26
Wafd (WAFD) Q3 FY26 earnings results (third quarter fiscal 2026)
10-Q filed Aug 4, 2026
Wafd (WAFD) reported revenue of $206M for the third quarter fiscal 2026 (Q3 FY26), +10% from a year earlier and +4% from the quarter before. Operating margin was 41.0%, net earnings $66.1M (32.2% of revenue).
Wafd, Q3 FY26: revenue $206M (+10% year over year), operating margin 41.0%, net earnings $66.1M, operating cash flow $70.3M. The chart follows the revenue to costs, profit and cash.
| Q3 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $206M | +4% | +10% |
| Operating profit | $84.3M | +0.6% | +6% |
| Net earnings | $66.1M | +0.9% | +7% |
| Operating cash flow | $70.3M | -11% | +21% |
| Free cash flow | $63.4M | -7% | +19% |
What changed
Revenue was $205.5M in Q3 FY26, up 10% year over year and up 4% from the previous quarter.
Operating profit was $84.3M, a 41.0% margin (down 1.8 points year over year). Of the extra revenue versus Q3 FY25, 24% reached operating profit, below the 43% margin then. Total costs grew 14% against revenue growth of 10%. The fastest-growing cost line was Other operating costs (+398%). Net earnings were $66.1M, up 7% year over year. The effective tax rate was 21.6%.
Operating cash flow was $70.3M (up 21% year over year), 106% of net earnings. Non-cash charges added back $6.0M of depreciation and amortization and $2.4M of share-based compensation. Working capital and other items used $4.3M. Capital expenditures of $6.9M left free cash flow of $63.4M.
Questions
What was Wafd's revenue in the third quarter fiscal 2026?
Wafd (WAFD) reported revenue of $206M for the third quarter fiscal 2026 (Q3 FY26), +10% from a year earlier and +4% from the quarter before.
Was Wafd profitable in the third quarter fiscal 2026?
Operating profit was $84.3M (41.0% of revenue) and net earnings $66.1M.
Source: Wafd 10-Q on SEC EDGAR.