Filing Flows › Wafd (WAFD) › Q3 FY26 › vs Q3 FY25
Wafd (WAFD) Q3 FY26 vs Q3 FY25 (year over year)
Wafd's revenue rose $19.3M (+10%) from $186M in Q3 FY25 to $206M in Q3 FY26. Operating margin 41.0% against 42.8% (-1.8 pts).
Wafd, Q3 FY26: revenue $206M (+10% year over year), operating margin 41.0%, net earnings $66.1M, operating cash flow $70.3M. The chart draws each line against Q3 FY25, the increases inside each band.
Margins
| Q3 FY26 | Q3 FY25 | Change | |
|---|---|---|---|
| Operating margin | 41.0% | 42.8% | -1.8 pts |
| Net margin | 32.2% | 33.3% | -1.1 pts |
| Free cash flow margin | 30.8% | 28.5% | +2.3 pts |
Every line
| Line | Q3 FY26 | Q3 FY25 | Change | % |
|---|---|---|---|---|
| Revenue | $206M | $186M | $19.3M | +10% |
| Operating profit | $84.3M | $79.8M | $4.6M | +6% |
| Costs & expenses | $121M | $107M | $14.7M | +14% |
| Pre-tax earnings | $84.3M | $79.8M | $4.6M | +6% |
| Noninterest expense | $110M | $104M | $6.0M | +6% |
| Other operating costs | $10.8M | $2.2M | $8.7M | +398% |
| Net earnings | $66.1M | $62.0M | $4.2M | +7% |
| Income tax | $18.2M | $17.8M | $413K | +2% |
| Depreciation & amortization | $6.0M | $0 | $6.0M | — |
| Share-based compensation | $2.4M | $2.1M | $315K | +15% |
| Working capital & other | $4.3M | $6.0M | −$1.7M | -29% |
| Operating cash flow | $70.3M | $58.0M | $12.3M | +21% |
| Free cash flow (OCF − capex) | $63.4M | $53.1M | $10.3M | +19% |
| Capital expenditures | $6.9M | $4.9M | $2.0M | +40% |
Questions
How much did Wafd's revenue grow year over year in Q3 FY26?
Wafd's revenue rose $19.3M (+10%) from $186M in Q3 FY25 to $206M in Q3 FY26. Operating margin 41.0% against 42.8% (-1.8 pts).