Filing Flows › Wilson Bank Holding (WBHC) › Q2 2025
Wilson Bank Holding (WBHC) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 8, 2025
Wilson Bank Holding (WBHC) reported revenue of $90.0M for the second quarter 2025 (Q2 2025), +16% from a year earlier and +6% from the quarter before. Operating margin was 27.7%, net earnings $19.1M (21.3% of revenue).
Wilson Bank Holding, Q2 2025: revenue $90.0M (+16% year over year), operating margin 27.7%, net earnings $19.1M, operating cash flow $19.9M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $90.0M | +6% | +16% |
| Operating profit | $24.9M | +16% | +21% |
| Net earnings | $19.1M | +17% | +18% |
| Operating cash flow | $19.9M | -11% | +10% |
| Free cash flow | $18.8M | -13% | +11% |
What changed
Revenue was $90.0M in Q2 2025, up 16% year over year and up 6% from the previous quarter.
Operating profit was $24.9M, a 27.7% margin (up 1.0 points year over year). Of the extra revenue versus a year earlier, 34% reached operating profit, above the 27% margin then. Total costs grew 14% against revenue growth of 16%. The fastest-growing cost line was Sales & marketing (+26%). Net earnings were $19.1M, up 18% year over year. The effective tax rate was 23.2%.
Operating cash flow was $19.9M (up 10% year over year), 104% of net earnings. Non-cash charges added back $1.1M of depreciation and amortization and $440K of share-based compensation. Capital expenditures of $1.1M left free cash flow of $18.8M.
Questions
What was Wilson Bank Holding's revenue in the second quarter 2025?
Wilson Bank Holding (WBHC) reported revenue of $90.0M for the second quarter 2025 (Q2 2025), +16% from a year earlier and +6% from the quarter before.
Was Wilson Bank Holding profitable in the second quarter 2025?
Operating profit was $24.9M (27.7% of revenue) and net earnings $19.1M.