Filing Flows › Wilson Bank Holding (WBHC) › Q3 2026
Wilson Bank Holding (WBHC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Wilson Bank Holding (WBHC) reported revenue of $97.3M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +3% from the quarter before. Operating margin was 29.5%, net earnings $22.3M (22.9% of revenue).
Wilson Bank Holding, Q3 2026: revenue $97.3M (+9% year over year), operating margin 29.5%, net earnings $22.3M, operating cash flow $37.5M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $97.3M | +3% | +9% |
| Operating profit | $28.7M | +5% | +24% |
| Net earnings | $22.3M | +7% | +25% |
| Operating cash flow | $37.5M | +121% | +33% |
| Free cash flow | $35.5M | +122% | +29% |
What changed
Revenue was $97.3M in Q3 2026, up 9% year over year and up 3% from the previous quarter.
Operating profit was $28.7M, a 29.5% margin (up 3.5 points year over year). Of the extra revenue versus Q3 2025, 67% reached operating profit, above the 26% margin then. Total costs grew 4% against revenue growth of 9%. Net earnings were $22.3M, up 25% year over year. The effective tax rate was 22.5%.
Operating cash flow was $37.5M (up 33% year over year), 168% of net earnings. Non-cash charges added back $1.1M of depreciation and amortization and $434K of share-based compensation. Working capital and other items added $13.8M. Capital expenditures of $2.0M left free cash flow of $35.5M.
Questions
What was Wilson Bank Holding's revenue in the third quarter 2026?
Wilson Bank Holding (WBHC) reported revenue of $97.3M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +3% from the quarter before.
Was Wilson Bank Holding profitable in the third quarter 2026?
Operating profit was $28.7M (29.5% of revenue) and net earnings $22.3M.