Filing Flows › Wilson Bank Holding (WBHC) › Q4 2025
Wilson Bank Holding (WBHC) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 27, 2026
Wilson Bank Holding (WBHC) reported revenue of $93.9M for the fourth quarter 2025 (Q4 2025), +13% from a year earlier and +6% from the quarter before. Operating margin was 29.2%, net earnings $22.3M (23.8% of revenue).
Wilson Bank Holding, Q4 2025: revenue $93.9M (+13% year over year), operating margin 29.2%, net earnings $22.3M, operating cash flow $19.4M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $93.9M | +6% | +13% |
| Operating profit | $27.4M | +18% | +40% |
| Net earnings | $22.3M | +25% | +49% |
| Operating cash flow | $19.4M | -31% | +141% |
| Free cash flow | $18.4M | -33% | +157% |
What changed
Revenue was $93.9M in Q4 2025, up 13% year over year and up 6% from the previous quarter.
Operating profit was $27.4M, a 29.2% margin (up 5.7 points year over year). Of the extra revenue versus a year earlier, 73% reached operating profit, above the 23% margin then. Total costs grew 5% against revenue growth of 13%. The fastest-growing cost line was Sales & marketing (+48%). Net earnings were $22.3M, up 49% year over year. The effective tax rate was 18.6%.
Operating cash flow was $19.4M (up 141% year over year), 87% of net earnings. Non-cash charges added back $1.0M of depreciation and amortization and $310K of share-based compensation. Working capital and other items used $4.3M. Capital expenditures of $1.0M left free cash flow of $18.4M.
Questions
What was Wilson Bank Holding's revenue in the fourth quarter 2025?
Wilson Bank Holding (WBHC) reported revenue of $93.9M for the fourth quarter 2025 (Q4 2025), +13% from a year earlier and +6% from the quarter before.
Was Wilson Bank Holding profitable in the fourth quarter 2025?
Operating profit was $27.4M (29.2% of revenue) and net earnings $22.3M.