Filing Flows › Western New England Bancorp (WNEB) › Q3 2026 › vs Q3 2025
Western New England Bancorp (WNEB) Q3 2026 vs Q3 2025 (year over year)
Western New England Bancorp's revenue rose $2.6M (+12%) from $21.3M in Q3 2025 to $23.9M in Q3 2026. The biggest changes: Net interest income +$1.9M (+11%); Noninterest income +$733K (+23%). Operating margin 35.0% against 19.7% (+15.2 pts).
Western New England Bancorp, Q3 2026: revenue $23.9M (+12% year over year), operating margin 35.0%, net earnings $6.3M, operating cash flow $7.5M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 35.0% | 19.7% | +15.2 pts |
| Net margin | 26.4% | 14.9% | +11.5 pts |
| Free cash flow margin | 29.7% | 25.0% | +4.7 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $20.0M | $18.1M | $1.9M | +11% |
| Noninterest income | $3.9M | $3.2M | $733K | +23% |
| Revenue | $23.9M | $21.3M | $2.6M | +12% |
| Operating profit | $8.4M | $4.2M | $4.2M | +99% |
| Costs & expenses | $15.5M | $17.1M | −$1.5M | -9% |
| Pre-tax earnings | $8.4M | $4.2M | $4.2M | +99% |
| Net earnings | $6.3M | $3.2M | $3.1M | +99% |
| Income tax | $2.1M | $1.0M | $1.0M | +100% |
| Share-based compensation | $348K | $288K | $60K | +21% |
| Working capital & other | $809K | $2.1M | −$1.2M | -61% |
| Operating cash flow | $7.5M | $5.5M | $1.9M | +35% |
| Free cash flow (OCF − capex) | $7.1M | $5.3M | $1.8M | +33% |
| Capital expenditures | $364K | $193K | $171K | +89% |
Questions
How much did Western New England Bancorp's revenue grow year over year in Q3 2026?
Western New England Bancorp's revenue rose $2.6M (+12%) from $21.3M in Q3 2025 to $23.9M in Q3 2026.
What drove Western New England Bancorp's revenue change in Q3 2026?
Net interest income +$1.9M (+11%); Noninterest income +$733K (+23%).