Filing Flows › Western New England Bancorp (WNEB) › Q3 2026
Western New England Bancorp (WNEB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Western New England Bancorp (WNEB) reported revenue of $23.9M for the third quarter 2026 (Q3 2026), +12% from a year earlier and +5% from the quarter before. Operating margin was 35.0%, net earnings $6.3M (26.4% of revenue).
Western New England Bancorp, Q3 2026: revenue $23.9M (+12% year over year), operating margin 35.0%, net earnings $6.3M, operating cash flow $7.5M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $23.9M | +5% | +12% |
| Operating profit | $8.4M | +74% | +99% |
| Net earnings | $6.3M | +75% | +99% |
| Operating cash flow | $7.5M | +12% | +35% |
| Free cash flow | $7.1M | +21% | +33% |
What changed
Revenue was $23.9M in Q3 2026, up 12% year over year and up 5% from the previous quarter. Net interest income was the largest line at 84% of revenue. Net interest income added $1.9M year over year (up 11%), 72% of the total change.
Operating profit was $8.4M, a 35.0% margin (up 15.2 points year over year). Of the extra revenue versus a year earlier, 158% reached operating profit, above the 20% margin then. Total costs fell 9% while revenue rose 12%. Net earnings were $6.3M, up 99% year over year. The effective tax rate was 24.6%.
Operating cash flow was $7.5M (up 35% year over year), 118% of net earnings. Non-cash charges added back $348K of share-based compensation. Working capital and other items added $809K. Capital expenditures of $364K left free cash flow of $7.1M.
Questions
What was Western New England Bancorp's revenue in the third quarter 2026?
Western New England Bancorp (WNEB) reported revenue of $23.9M for the third quarter 2026 (Q3 2026), +12% from a year earlier and +5% from the quarter before.
Was Western New England Bancorp profitable in the third quarter 2026?
Operating profit was $8.4M (35.0% of revenue) and net earnings $6.3M.