Filing Flows › World Acceptance (WRLD) › Q1 FY27 › vs Q4 FY26
World Acceptance (WRLD) Q1 FY27 vs Q4 FY26 (quarter over quarter)
World Acceptance's revenue fell $36.7M (-21%) from $176M in Q4 FY26 to $139M in Q1 FY27. Operating margin 5.7% against 25.5% (-19.9 pts).
World Acceptance, Q1 FY27: revenue $139M (+5% year over year), operating margin 5.7%, net earnings $6.1M, operating cash flow $64.4M. The chart draws each line against Q4 FY26, the increases inside each band.
Margins
| Q1 FY27 | Q4 FY26 | Change | |
|---|---|---|---|
| Operating margin | 5.7% | 25.5% | -19.9 pts |
| Net margin | 4.4% | 20.1% | -15.7 pts |
| Free cash flow margin | 45.3% | 53.1% | -7.8 pts |
Every line
| Line | Q1 FY27 | Q4 FY26 | Change | % |
|---|---|---|---|---|
| Revenue | $139M | $176M | −$36.7M | -21% |
| Operating profit | $7.9M | $44.9M | −$37.0M | -82% |
| Costs & expenses | $131M | $131M | $310K | +0.2% |
| Pre-tax earnings | $7.9M | $44.9M | −$37.0M | -82% |
| General & admin | $76.1M | $81.5M | −$5.4M | -7% |
| Other operating costs | $55.2M | $49.5M | $5.7M | +11% |
| Net earnings | $6.1M | $35.3M | −$29.2M | -83% |
| Income tax | $1.8M | $9.6M | −$7.8M | -81% |
| Depreciation & amortization | $2.2M | $2.2M | $25K | +1% |
| Working capital & other | $56.1M | $57.1M | −$1.1M | -2% |
| Operating cash flow | $64.4M | $94.6M | −$30.2M | -32% |
| Free cash flow (OCF − capex) | $63.1M | $93.5M | −$30.4M | -33% |
| Capital expenditures | $1.3M | $1.1M | $157K | +14% |
Questions
How much did World Acceptance's revenue grow quarter over quarter in Q1 FY27?
World Acceptance's revenue fell $36.7M (-21%) from $176M in Q4 FY26 to $139M in Q1 FY27. Operating margin 5.7% against 25.5% (-19.9 pts).