Filing Flows › World Acceptance (WRLD) › Q1 FY27
World Acceptance (WRLD) Q1 FY27 earnings results (first quarter fiscal 2027)
10-Q filed Aug 6, 2026
World Acceptance (WRLD) reported revenue of $139M for the first quarter fiscal 2027 (Q1 FY27), +5% from a year earlier and -21% from the quarter before. Operating margin was 5.7%, net earnings $6.1M (4.4% of revenue).
World Acceptance, Q1 FY27: revenue $139M (+5% year over year), operating margin 5.7%, net earnings $6.1M, operating cash flow $64.4M. The chart follows the revenue to costs, profit and cash.
| Q1 FY27 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $139M | -21% | +5% |
| Operating profit | $7.9M | -82% | +248% |
| Net earnings | $6.1M | -83% | +285% |
| Operating cash flow | $64.4M | -32% | +11% |
| Free cash flow | $63.1M | -33% | +10% |
What changed
Revenue was $139.2M in Q1 FY27, up 5% year over year and down 21% from the previous quarter.
Operating profit was $7.9M, a 5.7% margin (up 4.0 points year over year). Of the extra revenue versus Q1 FY26, 87% reached operating profit, above the 2% margin then. Total costs grew 1% against revenue growth of 5%. Net earnings were $6.1M, up 285% year over year. The effective tax rate was 22.7%.
Operating cash flow was $64.4M (up 11% year over year), 1054% of net earnings. Non-cash charges added back $2.2M of depreciation and amortization. Working capital and other items added $56.1M. Capital expenditures of $1.3M left free cash flow of $63.1M.
Questions
What was World Acceptance's revenue in the first quarter fiscal 2027?
World Acceptance (WRLD) reported revenue of $139M for the first quarter fiscal 2027 (Q1 FY27), +5% from a year earlier and -21% from the quarter before.
Was World Acceptance profitable in the first quarter fiscal 2027?
Operating profit was $7.9M (5.7% of revenue) and net earnings $6.1M.
Source: World Acceptance 10-Q on SEC EDGAR.