Filing Flows › World Acceptance (WRLD) › Q4 FY26
World Acceptance (WRLD) Q4 FY26 earnings results (fourth quarter fiscal 2026)
10-K filed Jun 4, 2026
World Acceptance (WRLD) reported revenue of $176M for the fourth quarter fiscal 2026 (Q4 FY26), +7% from a year earlier and +24% from the quarter before. Operating margin was 25.5%, net earnings $35.3M (20.1% of revenue).
World Acceptance, Q4 FY26: revenue $176M (+8% year over year), operating margin 25.5%, net earnings $35.3M, operating cash flow $94.6M. The chart follows the revenue to costs, profit and cash.
| Q4 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $176M | +24% | +7% |
| Operating profit | $44.9M | — | -16% |
| Net earnings | $35.3M | — | -18% |
| Operating cash flow | $94.6M | +63% | +4% |
| Free cash flow | $93.5M | +64% | +4% |
What changed
Revenue was $175.9M in Q4 FY26, up 7% year over year and up 24% from the previous quarter.
Operating profit was $44.9M, a 25.5% margin (down 7.2 points year over year). Operating profit fell $8.6M even though revenue rose $12.2M versus Q4 FY25, so costs grew faster than sales. Total costs grew 19% against revenue growth of 7%. The fastest-growing cost line was General & admin (+24%). Net earnings were $35.3M, down 18% year over year. The effective tax rate was 21.4%.
Operating cash flow was $94.6M (up 4% year over year), 268% of net earnings. Non-cash charges added back $2.2M of depreciation and amortization. Working capital and other items added $57.1M. Capital expenditures of $1.1M left free cash flow of $93.5M.
Questions
What was World Acceptance's revenue in the fourth quarter fiscal 2026?
World Acceptance (WRLD) reported revenue of $176M for the fourth quarter fiscal 2026 (Q4 FY26), +7% from a year earlier and +24% from the quarter before.
Was World Acceptance profitable in the fourth quarter fiscal 2026?
Operating profit was $44.9M (25.5% of revenue) and net earnings $35.3M.
Source: World Acceptance 10-K on SEC EDGAR.