Filing Flows › World Acceptance (WRLD) › Q2 FY26
World Acceptance (WRLD) Q2 FY26 earnings results (second quarter fiscal 2026)
10-Q filed Nov 6, 2025
World Acceptance (WRLD) reported revenue of $135M for the second quarter fiscal 2026 (Q2 FY26), +2% from a year earlier and +2% from the quarter before. Operating margin was -1.0%, net loss $1.9M (1.4% of revenue).
World Acceptance, Q2 FY26: revenue $135M (+2% year over year), operating margin -1.0%, net loss $1.9M, operating cash flow $48.6M. The chart follows the revenue to costs, profit and cash.
| Q2 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $135M | +2% | +2% |
| Operating profit | −$1.3M | -157% | — |
| Net earnings | −$1.9M | -245% | — |
| Operating cash flow | $48.6M | -16% | -10% |
| Free cash flow | $47.7M | -16% | -9% |
What changed
Revenue was $134.8M in Q2 FY26, up 2% year over year and up 2% from the previous quarter.
Operating costs exceeded revenue by $1.3M, an operating margin of -1.0%. Total costs grew 32% against revenue growth of 2%. The fastest-growing cost line was General & admin (+55%). The quarter ended with a net loss of $1.9M, after a profit of $1.3M the previous quarter.
Operating cash flow was $48.6M (down 10% year over year). Non-cash charges added back $2.3M of depreciation and amortization and $500K of share-based compensation. Working capital and other items added $47.8M. Capital expenditures of $918K left free cash flow of $47.7M.
Questions
What was World Acceptance's revenue in the second quarter fiscal 2026?
World Acceptance (WRLD) reported revenue of $135M for the second quarter fiscal 2026 (Q2 FY26), +2% from a year earlier and +2% from the quarter before.
Was World Acceptance profitable in the second quarter fiscal 2026?
Operating loss was $1.3M (-1.0% of revenue) and net loss $1.9M.
Source: World Acceptance 10-Q on SEC EDGAR.