Filing Flows › World Acceptance (WRLD) › Q1 FY26
World Acceptance (WRLD) Q1 FY26 earnings results (first quarter fiscal 2026)
10-Q filed Aug 6, 2025
World Acceptance (WRLD) reported revenue of $133M for the first quarter fiscal 2026 (Q1 FY26), +2% from a year earlier and -19% from the quarter before. Operating margin was 1.7%, net earnings $1.3M (1.0% of revenue).
World Acceptance, Q1 FY26: revenue $133M (+2% year over year), operating margin 1.7%, net earnings $1.3M, operating cash flow $58.2M. The chart follows the revenue to costs, profit and cash.
| Q1 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $133M | -19% | +2% |
| Operating profit | $2.3M | -96% | -83% |
| Net earnings | $1.3M | -97% | -87% |
| Operating cash flow | $58.2M | -36% | +20% |
| Free cash flow | $57.1M | -37% | +21% |
What changed
Revenue was $132.8M in Q1 FY26, up 2% year over year and down 19% from the previous quarter.
Operating profit was $2.3M, a 1.7% margin (down 8.5 points year over year). Operating profit fell $10.9M even though revenue rose $3.0M versus a year earlier, so costs grew faster than sales. Total costs grew 12% against revenue growth of 2%. The fastest-growing cost line was General & admin (+15%). Net earnings were $1.3M, down 87% year over year. The effective tax rate was 30.9%.
Operating cash flow was $58.2M (up 20% year over year), 4327% of net earnings. Non-cash charges added back $2.3M of depreciation and amortization. Working capital and other items added $54.5M. Capital expenditures of $1.0M left free cash flow of $57.1M.
Questions
What was World Acceptance's revenue in the first quarter fiscal 2026?
World Acceptance (WRLD) reported revenue of $133M for the first quarter fiscal 2026 (Q1 FY26), +2% from a year earlier and -19% from the quarter before.
Was World Acceptance profitable in the first quarter fiscal 2026?
Operating profit was $2.3M (1.7% of revenue) and net earnings $1.3M.
Source: World Acceptance 10-Q on SEC EDGAR.