Filing Flows › World Acceptance (WRLD) › Q4 FY25
World Acceptance (WRLD) Q4 FY25 earnings results (fourth quarter fiscal 2025)
10-K filed May 22, 2025
World Acceptance (WRLD) reported revenue of $164M for the fourth quarter fiscal 2025 (Q4 FY25), +3% from a year earlier and +18% from the quarter before. Operating margin was 32.7%, net earnings $43.1M (26.3% of revenue).
World Acceptance, Q4 FY25: revenue $164M (+3% year over year), operating margin 32.7%, net earnings $43.1M, operating cash flow $90.9M. The chart follows the revenue to costs, profit and cash.
| Q4 FY25 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $164M | +18% | +3% |
| Operating profit | $53.5M | +228% | +15% |
| Net earnings | $43.1M | +216% | +23% |
| Operating cash flow | $90.9M | +49% | +8% |
| Free cash flow | $90.0M | +49% | +9% |
What changed
Revenue was $163.7M in Q4 FY25, up 3% year over year and up 18% from the previous quarter.
Operating profit was $53.5M, a 32.7% margin (up 3.4 points year over year). Of the extra revenue versus a year earlier, 156% reached operating profit, above the 29% margin then. Total costs fell 2% while revenue rose 3%. Net earnings were $43.1M, up 23% year over year. The effective tax rate was 19.5%.
Operating cash flow was $90.9M (up 8% year over year), 211% of net earnings. Non-cash charges added back $2.4M of depreciation and amortization. Working capital and other items added $45.4M. Capital expenditures of $869K left free cash flow of $90.0M.
Questions
What was World Acceptance's revenue in the fourth quarter fiscal 2025?
World Acceptance (WRLD) reported revenue of $164M for the fourth quarter fiscal 2025 (Q4 FY25), +3% from a year earlier and +18% from the quarter before.
Was World Acceptance profitable in the fourth quarter fiscal 2025?
Operating profit was $53.5M (32.7% of revenue) and net earnings $43.1M.
Source: World Acceptance 10-K on SEC EDGAR.