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Wesbanco (WSBC) earnings and revenue breakdown

Latest: Q3 2026 · 10-Q filed Oct 29, 2026 · Wesbanco (WSBC) Q3 2026 earnings results →

Q3 2026 Revenue up 4% year over year to $273M · 33¢ of every $1 of revenue kept as net profit · operating margin 41.5%

Wesbanco made $273M in Q3 2026 (+4% Y/Y): Net interest income $227M, Noninterest income $45.9M. Operating margin 41.5%, net earnings $89.5M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Oct 29, 2026.

Revenue$273M
Year over year+4%
Operating margin41.5%
Net earnings$89.5M
Operating cash flow$113M

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $272.7M in Q3 2026, up 4% year over year and down 1% from the previous quarter. Net interest income was the largest line at 83% of revenue. Net interest income added $10.2M year over year (up 5%), 91% of the total change.

Operating profit was $113.2M, a 41.5% margin (up 2.0 points year over year). Of the extra revenue versus a year earlier, 89% reached operating profit, above the 39% margin then. Total costs grew 1% against revenue growth of 4%. The fastest-growing cost line was Credit loss provision (+316%). Net earnings were $89.5M, up 7% year over year. The effective tax rate was 20.9%.

Operating cash flow was $113.3M (down 3% year over year), 127% of net earnings. Working capital and other items added $23.8M.

Quarterly history

QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q3 202610-QOct 29, 2026$273M+4%41.5%$89.5M$113M

Charts

Wesbanco: where the cash came from (+) and went (−), TTM to Q3 2026Wesbanco: where the cash came from (+) and went (−), TTM to Q3 2026Other investing−$1.1BOther financing$776MOperating cash flow$392MDividends−$140MCash drawn (+) / kept (−)$29.4MNet borrowing (+) / repaid (−)−$4.8MShares issued$2.1M
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Wesbanco: profit against cash, quarter by quarterWesbanco: profit against cash, quarter by quarterNet incomeOperating cash flow$49.6M$67.4MQ4 2024−$9.0M−$26.4MQ1 2025$57.4M$105MQ2 2025$83.6M$117MQ3 2025$91.1M$94.9MQ4 2025$88.6M$107MQ1 2026$92.7M$77.7MQ2 2026$89.5M$113MQ3 2026
Latest (Q3 2026): Net income $89.5M, Operating cash flow $113M.
Wesbanco: diluted shares by fiscal yearWesbanco: diluted shares by fiscal year67MFY202066MFY202160MFY202259MFY202363MFY202491MFY2025
+35.2% since FY2020: more shares outstanding (issuance, stock pay).
Wesbanco in its industry: growth against margin (68 companies, SIC 6021)Wesbanco in its industry: growth against margin (68 companies, SIC 6021)revenue growth, year over year →↑ operating marginmedian +8%median 37%JPMBACCWFCCOFUSBPNCTFCHBANKEYPNFPHSBC USA IncZIONUMBFWebster Financial CorpONBCFRVLYBOKFBANCFNBFHNFULTWSFSFFBCCBUPRKTRMKWAFDFRMENBTBCASHBANFOCFCNWBITBBKNICHOPEFCFDCOMNBHCBHRBAMTBWBHCCHCOALRSHAFCNEWTCACCBNKBFCFMCBWABCSHBIPFISCAREBCALSFSTMRBKFDBCFNLCFUNCLCNBATLOCFBKASRVNKSHWSBC (+4%, 42%)
National Commercial Banks; dot size is quarterly revenue; dashed lines are the industry's medians.

Interactive views

The same charts as the app — open one to draw it.

💵Where each $1 goesinteractive

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🌏Named in Asian annual reportsinteractive

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🔄Rotation against the market and its industry (RRG)interactive

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🔍Earnings qualityinteractive

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⚖️Fair value by methodinteractive

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🔭Outlook & guidanceinteractive

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📈Investments: gains and what it boughtinteractive

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🏭Its industry’s money flow (input-output)interactive

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About Wesbanco

Wesbanco, Inc. (“Wesbanco” or the “Company”), a bank holding company incorporated in 1968 and headquartered in Wheeling, West Virginia, offers a full range of financial services including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking and insurance. Wesbanco offers these services through two reportable segments, community banking and trust and investment services. For additional information regarding Wesbanco’s business segments, please refer to Note 24, “Business Segments” in the Consolidated Financial Statements.

In its own words, from its 10-K, filed Mar 2, 2026.

Wesbanco against its National Commercial Banks peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +4% against the peers' median +6%. Operating margin: 41.5% against the peers' median 32.5%.

CompanyQuarterRevenueY/YOp. margin
WSBC WesbancoQ3 2026$273M+4%41.5%
JPM JPMorgan ChaseQ3 2026$50.2B+8%40.1%
BAC Bank of AmericaQ3 2026$30.0B+3%29.9%
C CitigroupQ3 2026$23.8B+8%30.6%
WFC Wells FargoQ3 2026$21.9B+2%32.5%
COF Capital One FinancialQ3 2026$16.3B+6%28.0%
USB US BancorpQ3 2026$8.0B+9%35.1%
PNC PNC Financial Services GroupQ3 2026$6.6B+11%40.0%
TFC Truist FinancialQ3 2026$3.7B-28%23.9%

Source: Wesbanco 10-Q on SEC EDGAR · CIK 203596 · National Commercial Banks

13F: who owns WSBC and who is buying

Largest holders of WSBC (13F)Largest holders of WSBC (13F)BlackRock$364MVanguard Group$326MVanguard Portfolio Management LLC$227MState Street$221MDimensional Fund Advisors LP$219MVanguard Capital Management LLC$169MNomura Asset Management Internati…$157MGoldman Sachs Group$112MGeode Capital Management, LLC$101MHood River Capital Management LLC$92.4M
Funds' net buying of WSBC by quarter (13F)Funds' net buying of WSBC by quarter (13F)$101M2024-09$10.0M2024-12−$169M2025-03$77.9M2025-06−$5.8M2025-09−$131M2025-12$27.0M2026-03$376M2026-06
Value of shares 13F filers added minus the value they sold, each quarter (quarters with most filings in).

More on WSBC

History

Every quarter: Q3 2026 results

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