Filing Flows › Wsfs Financial (WSFS) › Q3 2026 › vs Q3 2025
Wsfs Financial (WSFS) Q3 2026 vs Q3 2025 (year over year)
Wsfs Financial's revenue rose $17.1M (+6%) from $270M in Q3 2025 to $288M in Q3 2026. The biggest changes: Net interest income +$12.6M (+7%); Noninterest income +$4.5M (+5%). Operating margin 40.9% against 37.3% (+3.6 pts).
Wsfs Financial, Q3 2026: revenue $288M (+6% year over year), operating margin 40.9%, net earnings $89.3M, operating cash flow $171M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 40.9% | 37.3% | +3.6 pts |
| Net margin | 31.1% | 28.3% | +2.8 pts |
| Free cash flow margin | 56.8% | 44.5% | +12.3 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $197M | $184M | $12.6M | +7% |
| Noninterest income | $91.0M | $86.5M | $4.5M | +5% |
| Revenue | $288M | $270M | $17.1M | +6% |
| Operating profit | $118M | $101M | $16.7M | +17% |
| Costs & expenses | $170M | $170M | $330K | +0.2% |
| Pre-tax earnings | $118M | $101M | $16.7M | +17% |
| Credit loss provision | $8.4M | $6.6M | $1.8M | +28% |
| Noninterest expense | $162M | $163M | −$1.5M | -0.9% |
| Net earnings | $89.3M | $76.5M | $12.8M | +17% |
| Income tax | $28.3M | $24.4M | $3.9M | +16% |
| Share-based compensation | $3.4M | $3.1M | $254K | +8% |
| Working capital & other | $77.9M | $41.9M | $36.0M | +86% |
| Operating cash flow | $171M | $122M | $49.1M | +40% |
| Free cash flow (OCF − capex) | $163M | $120M | $43.1M | +36% |
| Capital expenditures | $7.2M | $1.2M | $6.0M | +485% |
Questions
How much did Wsfs Financial's revenue grow year over year in Q3 2026?
Wsfs Financial's revenue rose $17.1M (+6%) from $270M in Q3 2025 to $288M in Q3 2026.
What drove Wsfs Financial's revenue change in Q3 2026?
Net interest income +$12.6M (+7%); Noninterest income +$4.5M (+5%).