Filing Flows › Wsfs Financial (WSFS) › Q3 2026
Wsfs Financial (WSFS) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Wsfs Financial (WSFS) reported revenue of $288M for the third quarter 2026 (Q3 2026), +6% from a year earlier and +2% from the quarter before. Operating margin was 40.9%, net earnings $89.3M (31.1% of revenue).
Wsfs Financial, Q3 2026: revenue $288M (+6% year over year), operating margin 40.9%, net earnings $89.3M, operating cash flow $171M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $288M | +2% | +6% |
| Operating profit | $118M | +6% | +17% |
| Net earnings | $89.3M | +6% | +17% |
| Operating cash flow | $171M | — | +40% |
| Free cash flow | $163M | — | +36% |
What changed
Revenue was $287.6M in Q3 2026, up 6% year over year and up 2% from the previous quarter. Net interest income was the largest line at 68% of revenue. Net interest income added $12.6M year over year (up 7%), 74% of the total change.
Operating profit was $117.6M, a 40.9% margin (up 3.6 points year over year). Of the extra revenue versus a year earlier, 98% reached operating profit, above the 37% margin then. Total costs grew 0% against revenue growth of 6%. The fastest-growing cost line was Credit loss provision (+28%). Net earnings were $89.3M, up 17% year over year. The effective tax rate was 24.1%.
Operating cash flow was $170.6M (up 40% year over year), 191% of net earnings. Non-cash charges added back $3.4M of share-based compensation. Working capital and other items added $77.9M. Capital expenditures of $7.2M left free cash flow of $163.4M.
Questions
What was Wsfs Financial's revenue in the third quarter 2026?
Wsfs Financial (WSFS) reported revenue of $288M for the third quarter 2026 (Q3 2026), +6% from a year earlier and +2% from the quarter before.
Was Wsfs Financial profitable in the third quarter 2026?
Operating profit was $118M (40.9% of revenue) and net earnings $89.3M.
Source: Wsfs Financial 10-Q on SEC EDGAR.