Filing Flows › Wintrust Financial (WTFC) › Q3 2026 › vs Q3 2025
Wintrust Financial (WTFC) Q3 2026 vs Q3 2025 (year over year)
Wintrust Financial's revenue rose $60.0M (+9%) from $698M in Q3 2025 to $758M in Q3 2026. The biggest changes: Net interest income +$54.6M (+10%); Noninterest income +$5.4M (+4%). Operating margin 43.1% against 42.4% (+0.6 pts).
Wintrust Financial, Q3 2026: revenue $758M (+9% year over year), operating margin 43.1%, net earnings $239M, operating cash flow $358M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 43.1% | 42.4% | +0.6 pts |
| Net margin | 31.5% | 31.0% | +0.6 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $622M | $567M | $54.6M | +10% |
| Noninterest income | $136M | $131M | $5.4M | +4% |
| Revenue | $758M | $698M | $60.0M | +9% |
| Operating profit | $326M | $296M | $30.3M | +10% |
| Costs & expenses | $432M | $402M | $29.7M | +7% |
| Pre-tax earnings | $326M | $296M | $30.3M | +10% |
| Credit loss provision | $25.9M | $21.8M | $4.1M | +19% |
| Noninterest expense | $406M | $380M | $25.6M | +7% |
| Net earnings | $239M | $216M | $22.8M | +11% |
| Income tax | $87.3M | $79.8M | $7.5M | +9% |
| Depreciation & amortization | $29.9M | $28.6M | $1.3M | +5% |
| Share-based compensation | $11.9M | $10.1M | $1.8M | +18% |
| Working capital & other | $76.9M | −$45.1M | $122M | — |
| Operating cash flow | $358M | $210M | $148M | +71% |
Questions
How much did Wintrust Financial's revenue grow year over year in Q3 2026?
Wintrust Financial's revenue rose $60.0M (+9%) from $698M in Q3 2025 to $758M in Q3 2026.
What drove Wintrust Financial's revenue change in Q3 2026?
Net interest income +$54.6M (+10%); Noninterest income +$5.4M (+4%).