Filing Flows › Wintrust Financial (WTFC) › How it makes money
How Wintrust Financial (WTFC) makes money
Wintrust Financial (WTFC) made $758M of revenue in the third quarter 2026 (Q3 2026), +9% from a year earlier. Net interest income brought in $622M (82%); Noninterest income brought in $136M (18%). Of every dollar of revenue, 43¢ was left as operating profit, 32¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $622M | 82.0% | +4% | +10% |
| Noninterest income | $136M | 18.0% | -4% | +4% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $758M | 100.0% |
| Operating profit | $326M | 43.1% |
| Income tax | $87.3M | 11.5% |
| Net earnings | $239M | 31.5% |
| Operating cash flow | $358M | 47.2% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $758M | +9% |
From Wintrust Financial's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does Wintrust Financial make money?
Wintrust Financial (WTFC) made $758M of revenue in the third quarter 2026 (Q3 2026), +9% from a year earlier. Net interest income brought in $622M (82%); Noninterest income brought in $136M (18%). Of every dollar of revenue, 43¢ was left as operating profit, 32¢ was left as net earnings.
What is Wintrust Financial's biggest business?
Net interest income: $622M in the third quarter 2026, 82% of revenue, +10% from a year earlier.
What is Wintrust Financial's profit margin?
Net earnings were $239M, 31.5% of revenue, in the third quarter 2026; the operating margin was 43.1%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.