Filing Flows › Western Union (WU) › Q2 2026
Western Union (WU) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 30, 2026
Western Union (WU) reported revenue of $1.0B for the second quarter 2026 (Q2 2026), -1% from a year earlier and +3% from the quarter before. Operating margin was 13.0%, net earnings $76.7M (7.6% of revenue).
Western Union, Q2 2026: revenue $1.0B (-1% year over year), operating margin 13.0%, net earnings $76.7M, operating cash flow $105M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.0B | +3% | -1% |
| Operating profit | $132M | +7% | -31% |
| Net earnings | $76.7M | +19% | -37% |
| Operating cash flow | $105M | -4% | — |
| Free cash flow | $94.6M | -8% | — |
What changed
Revenue was $1.0B in Q2 2026, down 1% year over year and up 3% from the previous quarter. Consumer Money Transfers was the largest line at 85% of revenue. Consumer Money Transfers lost $0.02B year over year (down 2%), 147% of the total change.
Operating profit was $0.13B, a 13.0% margin (down 5.7 points year over year). Total costs grew 6% against a revenue fall of 1%. Net earnings were $0.08B, down 37% year over year. The effective tax rate was 19.6%.
Operating cash flow was $0.10B, 137% of net earnings. Non-cash charges added back $0.05B of depreciation and amortization and $0.01B of share-based compensation. Working capital and other items used $0.03B. Capital expenditures of $0.01B left free cash flow of $0.09B.
Questions
What was Western Union's revenue in the second quarter 2026?
Western Union (WU) reported revenue of $1.0B for the second quarter 2026 (Q2 2026), -1% from a year earlier and +3% from the quarter before.
Was Western Union profitable in the second quarter 2026?
Operating profit was $132M (13.0% of revenue) and net earnings $76.7M.
Source: Western Union 10-Q on SEC EDGAR.