Filing Flows

Filing Flows › Zions Bancorporation, National Association (ZION) › Q2 2026 › vs Q2 2025

Zions Bancorporation, National Association (ZION) Q2 2026 vs Q2 2025 (year over year)

Zions Bancorporation, National Association's revenue rose $299M (+36%) from $838M in Q2 2025 to $1.1B in Q2 2026. Operating margin 51.3% against 37.2% (+14.0 pts).

Zions Bancorporation, National Association, Q2 2026: revenue $1.1B (+36% year over year), operating margin 51.3%, net earnings $453M, operating cash flow $422M. The chart draws each line against Q2 2025, the increases inside each band.

Zions Bancorporation, National Association: what changed, Q2 2026 vs Q2 2025Zions Bancorporation, National Association: what changed, Q2 2026 vs Q2 2025Operating cash flow$484MFree cash flow (OCF − capex)$482MWorking capital & other−$277MOperating profit$271MPre-tax earnings$271MNet earnings$209MIncome tax$62.0MCosts & expenses$28.0MNoninterest expense$24.0MDepreciation & amortization−$2.0M

Margins

Q2 2026Q2 2025Change
Operating margin51.3%37.2%+14.0 pts
Net margin39.8%29.1%+10.7 pts
Free cash flow margin34.2%-11.1%+45.3 pts

Every line

LineQ2 2026Q2 2025Change%
Revenue$1.1B$838M$299M+36%
Operating profit$583M$312M$271M+87%
Costs & expenses$554M$526M$28.0M+5%
Pre-tax earnings$583M$312M$271M+87%
Noninterest expense$551M$527M$24.0M+5%
Net earnings$453M$244M$209M+86%
Income tax$130M$68.0M$62.0M+91%
Depreciation & amortization$27.0M$29.0M−$2.0M-7%
Share-based compensation$6.0M$6.0M$00%
Working capital & other$64.0M$341M−$277M-81%
Operating cash flow$422M−$62.0M$484M—
Free cash flow (OCF − capex)$389M−$93.0M$482M—
Capital expenditures$33.0M$31.0M$2.0M+6%

Questions

How much did Zions Bancorporation, National Association's revenue grow year over year in Q2 2026?

Zions Bancorporation, National Association's revenue rose $299M (+36%) from $838M in Q2 2025 to $1.1B in Q2 2026. Operating margin 51.3% against 37.2% (+14.0 pts).

Q2 2026 results → · Compare in the interactive Sankey →