Filing Flows › Zions Bancorporation, National Association (ZION) › Q2 2026 › vs Q2 2025
Zions Bancorporation, National Association (ZION) Q2 2026 vs Q2 2025 (year over year)
Zions Bancorporation, National Association's revenue rose $299M (+36%) from $838M in Q2 2025 to $1.1B in Q2 2026. Operating margin 51.3% against 37.2% (+14.0 pts).
Zions Bancorporation, National Association, Q2 2026: revenue $1.1B (+36% year over year), operating margin 51.3%, net earnings $453M, operating cash flow $422M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 51.3% | 37.2% | +14.0 pts |
| Net margin | 39.8% | 29.1% | +10.7 pts |
| Free cash flow margin | 34.2% | -11.1% | +45.3 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $1.1B | $838M | $299M | +36% |
| Operating profit | $583M | $312M | $271M | +87% |
| Costs & expenses | $554M | $526M | $28.0M | +5% |
| Pre-tax earnings | $583M | $312M | $271M | +87% |
| Noninterest expense | $551M | $527M | $24.0M | +5% |
| Net earnings | $453M | $244M | $209M | +86% |
| Income tax | $130M | $68.0M | $62.0M | +91% |
| Depreciation & amortization | $27.0M | $29.0M | −$2.0M | -7% |
| Share-based compensation | $6.0M | $6.0M | $0 | 0% |
| Working capital & other | $64.0M | $341M | −$277M | -81% |
| Operating cash flow | $422M | −$62.0M | $484M | — |
| Free cash flow (OCF − capex) | $389M | −$93.0M | $482M | — |
| Capital expenditures | $33.0M | $31.0M | $2.0M | +6% |
Questions
How much did Zions Bancorporation, National Association's revenue grow year over year in Q2 2026?
Zions Bancorporation, National Association's revenue rose $299M (+36%) from $838M in Q2 2025 to $1.1B in Q2 2026. Operating margin 51.3% against 37.2% (+14.0 pts).