Filing Flows › Zions Bancorporation, National Association (ZION) › Q2 2026
Zions Bancorporation, National Association (ZION) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
Zions Bancorporation, National Association (ZION) reported revenue of $1.1B for the second quarter 2026 (Q2 2026), +36% from a year earlier and +34% from the quarter before. Operating margin was 51.3%, net earnings $453M (39.8% of revenue).
Zions Bancorporation, National Association, Q2 2026: revenue $1.1B (+36% year over year), operating margin 51.3%, net earnings $453M, operating cash flow $422M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.1B | +34% | +36% |
| Operating profit | $583M | +98% | +87% |
| Net earnings | $453M | +94% | +86% |
| Operating cash flow | $422M | -0.2% | — |
| Free cash flow | $389M | -2% | — |
What changed
Revenue was $1.1B in Q2 2026, up 36% year over year and up 34% from the previous quarter.
Operating profit was $0.58B, a 51.3% margin (up 14.0 points year over year). Of the extra revenue versus Q2 2025, 91% reached operating profit, above the 37% margin then. Total costs grew 5% against revenue growth of 36%. Net earnings were $0.45B, up 86% year over year. The effective tax rate was 22.3%.
Operating cash flow was $0.42B, 93% of net earnings. Non-cash charges added back $0.03B of depreciation and amortization and $0.01B of share-based compensation. Working capital and other items used $0.06B. Capital expenditures of $0.03B left free cash flow of $0.39B.
Questions
What was Zions Bancorporation, National Association's revenue in the second quarter 2026?
Zions Bancorporation, National Association (ZION) reported revenue of $1.1B for the second quarter 2026 (Q2 2026), +36% from a year earlier and +34% from the quarter before.
Was Zions Bancorporation, National Association profitable in the second quarter 2026?
Operating profit was $583M (51.3% of revenue) and net earnings $453M.
Source: Zions Bancorporation, National Association 10-Q on SEC EDGAR.