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Ameris Bancorp vs Hilltop Holdings: ABCB and HTH compared
Ameris Bancorp is the larger company: $322M of revenue in its latest quarter (Q3 2026) against $310M for Hilltop Holdings (Q3 2026). Ameris Bancorp is growing faster (+2% against -6% a year earlier). Ameris Bancorp is more profitable, with an operating margin of 46.8% against 11.4%.
Where the money goes: ABCB and HTH
Ameris Bancorp (ABCB) · Q3 2026
Ameris Bancorp, Q3 2026: revenue $322M (+2% year over year), operating margin 46.8%, net earnings $116M, operating cash flow $220M. The chart follows the revenue to costs, profit and cash.
Hilltop Holdings (HTH) · Q3 2026
Hilltop Holdings, Q3 2026: revenue $310M (-6% year over year), operating margin 11.4%, net earnings $24.9M, operating cash flow $508M. The chart follows the revenue to costs, profit and cash.
| Ameris Bancorp (ABCB) | Hilltop Holdings (HTH) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $322M | $310M |
| Revenue growth, Y/Y | +2% | -6% |
| Operating margin | 46.8% | 11.4% |
| Net earnings | $116M | $24.9M |
| Net margin | 36.1% | 8.0% |
| Operating cash flow | $220M | $508M |
| Free cash flow | $214M | $504M |
| Market value | $5.3B | — |
| P/E | 13.7× | — |
| Analysts’ mean target | $93.00 | — |
Where the revenue comes from
Ameris Bancorp
- Net interest income: $258M (80%)
- Noninterest income: $64.2M (20%)
Hilltop Holdings
- Noninterest income: $187M (60%)
- Net interest income: $122M (40%)
Questions
Which is bigger, Ameris Bancorp or Hilltop Holdings?
Ameris Bancorp is the larger company: $322M of revenue in its latest quarter (Q3 2026) against $310M for Hilltop Holdings (Q3 2026).
Is Ameris Bancorp or Hilltop Holdings growing faster?
Ameris Bancorp is growing faster (+2% against -6% a year earlier).
Which is more profitable, Ameris Bancorp or Hilltop Holdings?
Ameris Bancorp is more profitable, with an operating margin of 46.8% against 11.4%.
More: Ameris Bancorp earnings · how Ameris Bancorp makes money · Hilltop Holdings earnings · how Hilltop Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Oct 23, 2026). Fiscal quarters can end on different dates. Not investment advice.