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Aflac vs Unum: AFL and UNM compared
Aflac is the larger company: $3.3B of revenue in its latest quarter (Q3 2026) against $2.5B for Unum (Q3 2026). Unum is growing faster (-25% against -31% a year earlier). Aflac is more profitable, with an operating margin of 15.3% against -21.6%.
Where the money goes: AFL and UNM
Aflac (AFL) · Q3 2026
Aflac, Q3 2026: revenue $3.3B (-31% year over year), operating margin 15.3%, net earnings $303M, operating cash flow $1.2B. The chart follows the revenue to costs, profit and cash.
Unum (UNM) · Q3 2026
Unum, Q3 2026: revenue $2.5B (-25% year over year), operating margin -21.6%, net loss $420M, operating cash flow $562M. The chart follows the revenue to costs, profit and cash.
| Aflac (AFL) | Unum (UNM) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $3.3B | $2.5B |
| Revenue growth, Y/Y | -31% | -25% |
| Operating margin | 15.3% | -21.6% |
| Net earnings | $303M | −$420M |
| Net margin | 9.3% | -16.5% |
| Operating cash flow | $1.2B | $562M |
| Free cash flow | — | $530M |
| Market value | $63.0B | $12.1B |
| P/E | 17.9× | 53.6× |
| Analysts’ mean target | $118.53 | $100.92 |
Questions
Which is bigger, Aflac or Unum?
Aflac is the larger company: $3.3B of revenue in its latest quarter (Q3 2026) against $2.5B for Unum (Q3 2026).
Is Aflac or Unum growing faster?
Unum is growing faster (-25% against -31% a year earlier).
Which is more profitable, Aflac or Unum?
Aflac is more profitable, with an operating margin of 15.3% against -21.6%.
More: Aflac earnings · how Aflac makes money · Unum earnings · how Unum makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.