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Amerisafe vs American Coastal Insurance: AMSF and ACIC compared
Amerisafe is the larger company: $79.8M of revenue in its latest quarter (Q3 2026) against $70.7M for American Coastal Insurance (Q3 2026). Amerisafe is growing faster (-3% against -22% a year earlier). American Coastal Insurance is more profitable, with an operating margin of 36.8% against 11.3%.
Where the money goes: AMSF and ACIC
Amerisafe (AMSF) · Q3 2026
Amerisafe, Q3 2026: revenue $79.8M (-3% year over year), operating margin 11.3%, net earnings $7.2M, operating cash flow $2.8M. The chart follows the revenue to costs, profit and cash.
American Coastal Insurance (ACIC) · Q3 2026
American Coastal Insurance, Q3 2026: revenue $70.7M (-22% year over year), operating margin 36.8%, net earnings $19.4M, operating cash flow $64.6M. The chart follows the revenue to costs, profit and cash.
| Amerisafe (AMSF) | American Coastal Insurance (ACIC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $79.8M | $70.7M |
| Revenue growth, Y/Y | -3% | -22% |
| Operating margin | 11.3% | 36.8% |
| Net earnings | $7.2M | $19.4M |
| Net margin | 9.0% | 27.4% |
| Operating cash flow | $2.8M | $64.6M |
| Free cash flow | $2.8M | $64.4M |
| Market value | $455M | — |
| P/E | 11.4× | — |
| Analysts’ mean target | $31.00 | — |
Questions
Which is bigger, Amerisafe or American Coastal Insurance?
Amerisafe is the larger company: $79.8M of revenue in its latest quarter (Q3 2026) against $70.7M for American Coastal Insurance (Q3 2026).
Is Amerisafe or American Coastal Insurance growing faster?
Amerisafe is growing faster (-3% against -22% a year earlier).
Which is more profitable, Amerisafe or American Coastal Insurance?
American Coastal Insurance is more profitable, with an operating margin of 36.8% against 11.3%.
More: Amerisafe earnings · how Amerisafe makes money · American Coastal Insurance earnings · how American Coastal Insurance makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 30, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.